I want to know that the funding sources of  www.cfol.com  search
engine  can arrange "unusual OR complex  non-institutional
non-conforming  real estate mortgage  loans  and Equity finance" for
real estate in foreign  countries so that I shall be able to purchase
the 'paid membership' of that mentioned search engine  ??  Thanks for
that help from Shoaib.

Howdy Shoaib,

There is nothing on the Commercial Finance Online (CFOL) web site that
would indicate that a funding source for your project could be found
through their database, etc.

They do have a free "trial" sign up that you might want to try.
http://www.cfol.com/?content=type1free&submit=Main

"Those seeking funding can now have their requests sent to funding
organizations for free.

However, you will not be able to login and actively search our database
for capital until such time as you become a full member."

Without at least an example of the type of funding that can be found in
their database, and considering the complexity of the deal that you are
usually working on, I doubt this site would have the type of financing
connection that you are seeking.

If you need any clarification, please feel free to ask.


Search strategy:

Analyzed the Commercial Finance Online web site.
http://www.cfol.com/

Looking Forward, denco-ga - Google Answers Researcher

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Request for Answer Clarification by shoaib-ga on 31 Aug 2005 19:16 PDT

Denco researcher please note that I have received the following email
of the representative of  www.cfol.com  organization so therefore I
want to know that what does the following email  indicates :


You recently visited www.CFOL.com is there something we can assist you
with? Commercial Finance On-Line can connect you or your firm with
Angel and Professional Investors in addition to over 10 thousand
emerging growth Companies seeking assistance and guidance with:
·       Capital Formation
·       Mergers and Acquisitions
·       Strategic Alliances
·       Management Consulting

CFOL has helped thousands of companies create mutually beneficial
partnerships through our online network.

** At CFOL we encourage you to apply for Commercial and Real Estate
loans online and submit your deal to thousands of lenders/investors in
just minutes. Loan programs for all types of business and commercial
real estate. Apply anytime at http://www.cfol.com
<http://www.cfol.com/>CFOL Support

Return to www.CFOL.com, for $25 using your credit card you can submit
your information or request to thousands of potential sources at one
time.  Your card will be processed by Bank of America on their site.

Sincerely,

James Johnson
Investor Services
Commercial Finance On-Line (CFOL) www.CFOL.com 

Denco researcher please note  the above mentioned email indicates that
the funding sources of  this  organization can  provide
"non-institutional non-conforming loans and  Equity finance for
projects". Denco researcher please provide response of that  of my 
statement. Thanks for that help from Shoaib.

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Clarification of Answer by denco-ga on 31 Aug 2005 20:49 PDT

Howdy Shoaib,

I agree that CFOL states that, for a fee, they will submit your
proposal to "non-institutional" sources of financing.

Perhaps, some of these "non-institutional" sources of financing
might be able to handle "non-conforming" financing, but I do not
think that is a given conclusion.

The sticking point for me, though, is the statement that "...
for $25 using your credit card you can submit your information
or request to thousands of potential sources ..."

It does not appear that CFOL "arranges" finance or loans at all,
but rather state that they provide a submission service, which
just might be in the form of a forum posting or email of a project
to potential lenders.  To arrange something, to me, means there
is active and ongoing participation by all of the parties concerned.

What exactly, for the $25, do you get?  What is the form of the
submission?  Is it in the form of email, or a newletter, or a forum
posting?  What is "post submission" proof that your project was
indeed submitted to "thousands of lenders/investors" at all?

Did you try the free "trial" sign up that they offer?
http://www.cfol.com/?content=type1free&submit=Main

"Those seeking funding can now have their requests sent to funding
organizations for free."

I would certainly try that first.  I would also ask what exactly
you get for the $25 that they request.  Otherwise, all you are
doing is giving someone $25 for potentially nothing.  They state
they have "helped thousands of companies create mutually beneficial
partnerships through our online network" but can they provide with
some references to support that statement?

As an aside, if you are hoping that an "angel investor" is going to
be the "answer" to your finance needs, you might want to read this
Small Business Notes article.
http://www.smallbusinessnotes.com/financing/angelinvestors.html

"...
- The 'average' private investor ... invests $37,000 per venture.
- Most angels invest close to home and rarely put in more than a few
hundred thousand dollars.
..."

Looking Forward, denco-ga - Google Answers Researcher