The question here isn't if but when, where and how much. If you hired
the car, you almost certainly were obliged to provide a credit card,
and, on that basis alone (irrespective of your actual
debt/balance/limit/charges) you should be insured for theft, damage,
etc. THEY (the credit card company) are insured, so the question for
you would be too read the fine print for making a claim(s); and, even
if it strikes you as a bit of stretch, decide how you want to claim it
(i.e. stolen), request and complete the paper work and send it in. At
the very least, you'll buy yourself some time, and shield yourself
from any financial liability (while the claim is investigated). Time
is what your going need in dealing with Italy, though it's best to
prepare for worst case scenerio. Did you research their traffic laws
and impoundment jurisdictions? Is it compatible with the European
Union? Although, arguing with the Italians would appear to be an
exercise in futility at this point. Let's assume you'll never see
that car again. On the hand, try and talk to the French. You might
be surprised to find them very cooperative on your behalf. They don't
care who pays them or how they get paid, just so long as they get
paid; and it's not uncommon or out of place for you to ask and receive
assistance or confirmation from them in making a claim. It's a
standard business/civil practice in France, they're quite used to
this sort of thing.
Otherwise, eventually this liability could catch up with you, and it
could escalate..though when and to what extent is anyone's guess.
Good Luck to you |