Hello,
  I run a small scale business having to do with lots of payments and
settlements which i formally used www.qchex.com to make online
payments faster.Ihave problems with that company now.I wish to ask if
i could be referred to at least 5 companies that offers the same
service.

Hi! Thanks for the question.

I was able to find the following services which are similar to qchex.com.


PayByCheck
http://www.paybycheck.com/ 

Vcheck
http://softwaresolutions.net/vcheck/ 

TeleCheck
http://www.telecheck.com/wwwtelecheck/CDA/CDAtemplates/twsCDAhome/0,1915,1,00.html 

Cross Check
http://www.cross-check.com/CrossCheckHtmlSite/internetchecks.asp 

eCheck200
http://www.echeck2000.com/internet_checks.asp 

Intelli Collect
http://www.intelli-collect.com/g_e-checks.html 

ParaData
http://www.paradata.com/content/products/echecks/checkpay.shtml 

Checks Only
http://www.checksonly.com/ 

Teledraft
http://www.teledraft.com/ChecksOnline.html 


Search terms used:
?internet checks?
?online checks?
?electronic checks?
e-checks

I hope these links would help you in your research. Before rating this
answer, please ask for a clarification if you have a question or if
you would need further information.
                                                          
                              
Regards,                              
Easterangel-ga                              
Google Answers Researcher