Google Answers Logo
View Question
 
Q: delete the inquiry from my credit report ( No Answer,   2 Comments )
Question  
Subject: delete the inquiry from my credit report
Category: Miscellaneous
Asked by: hyungsuk1224-ga
List Price: $10.00
Posted: 28 Sep 2005 20:30 PDT
Expires: 28 Oct 2005 20:30 PDT
Question ID: 574083
i have too many inquiry in my credit report in last 2 years (there are
about 65).  is there any chance to delete that inquiry from my credit
report within one month?
Answer  
There is no answer at this time.

Comments  
Subject: Re: delete the inquiry from my credit report
From: nelson-ga on 29 Sep 2005 04:09 PDT
 
Unless there is an error, information will not be deleted.
Subject: Re: delete the inquiry from my credit report
From: wordsmth-ga on 29 Sep 2005 12:49 PDT
 
nelson-ga is correct. However, if a bunch of the inquiries are within
a limited time frame (I'm not sure what that is) and relate to the
same purchase (let's say you were shopping for a car and visited 4
dealers over a weekend...and each pulled your credit report), those
are supposed to be read or counted as just one inquiry. So raw numbers
may not tell the entire story.

Second, you may have the opportunity to include an explanation on your
credit report. That's certainly true if you've been denied credit; you
should look into that possibility if there's an understandable (to the
creditors) reason for the large number of inquiries.

Third, if you're planning a major purchase in a month (as your
question suggests), tell the lender up front about the large number of
inquiries and explain why.

Hope that helps.

Important Disclaimer: Answers and comments provided on Google Answers are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Google does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. Please read carefully the Google Answers Terms of Service.

If you feel that you have found inappropriate content, please let us know by emailing us at answers-support@google.com with the question ID listed above. Thank you.
Search Google Answers for
Google Answers  


Google Home - Answers FAQ - Terms of Service - Privacy Policy