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Subject:
How do I prevent cramming? Unwanted charges to my debit card?
Category: Business and Money > eCommerce Asked by: camberry-ga List Price: $4.00 |
Posted:
29 Sep 2005 06:26 PDT
Expires: 29 Oct 2005 06:26 PDT Question ID: 574162 |
I made the mistake of signing up for Adult Friend Finder and the company keeps adding charges to my debit cqard. the company says the only way to get the charges off is to call. I tried and could not after 40 minutes. Aol and Earthstink have been fined for giving bonuses for not allowing quitting. Disputes with Visa do not work. Bank says to stop card. How can I get 5things like internet service without giving a card that companies like Earthstink will debit when they need cash? it is madness to give companies you bank check numbers. SOLUTIONS? |
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There is no answer at this time. |
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Subject:
Re: How do I prevent cramming? Unwanted charges to my debit card?
From: wordsmth-ga on 29 Sep 2005 12:43 PDT |
A number of credit card companies (for instance, MBNA, which I use) allow you to create disposable numbers. So I have my regular card with my account number. But when I'm making a purchase from someone I haven't used before, or it's a 1-time purchase, I create a disposable number. (It's done online with a little application that sits in your machine.) It creates the number and the 3-digit security code. Depending on the application, it'll fit in the form for you (if the form's open on your computer), or you can drop-and-drag the information, or simply re-enter it. You can set a maximum spending limit, and/or an expiration date. So, for instance, if I were buying something for $100 today, I could create a temporary number, maximum limit of $100, and an expiration date of tomorrow. The only drawback I've found is that if something has to be credited back (say you paid for something, then return it for credit), (1) the temporary number must still be active, (2) you'll have to create a new temporary number, or (3) you'll have to give the merchant your actual number. Hope that helps. |
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