I am looking for a checking account.  It must meet the following criteria:

* No monthly maintenance fee (it is OK if direct deposit is required
for the free status)
* Gold or Platinum version of a Visa or Mastercard check card offering
warranty extension and preferably price protection and warranty
management services
* Online balance inquiry
* ATMs in the Los Angeles area where I can make deposits
* Commercial or independent FDIC member.  No credit unions, please,
unless they have open membership.
* Not Bank of America

Tips will be provided for each match beyond the first.

Let me know any questions.

Thanks!

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Clarification of Question by clanmackay-ga on 07 Oct 2005 22:09 PDT

I also need to add:

* There must not be a minimum account balance
* An account that only offers debit services, not traditional paper
check-writing privileges, would be fine
* An account that charges for checks is fine

If you have an account with a stockbroker, this all may be possible.