need a professional site that provides a list of pre-foreclosure
properties with information on lender vs. borrower, address, amt.
owed, date of auction & attorney contact info |
Request for Question Clarification by
pafalafa-ga
on
08 Oct 2005 05:10 PDT
kim20-ga,
Pre-foreclosure information is normally made available at the county
level, and it's a huge undertaking to pull it together on a national
basis.
In fact, I know of only one site that provides pre-foreclosure
information nationwide, as part of their subscription service.
However, at the preforeclosure stage, there very often is not much
more information than the property information, and the details of the
lender. Auction dates, lawyers, and so on have generally not been
established yet at the pre-foreclosure stage of the process.
A typical record in the database looks like this:
================
Property Information
Property ID 5995354
Address 315 Albemarle Rd
Brooklyn, NY 11218
County Kings
Type Duplex (RDUP)
Beds N/A
Baths N/A
Square Feet 1994
Lot Size N/A
Parcel Number
Doc Number
Year Built 1925
Bldg. Price Sq. Ft. $113
Lot Price Sq. Ft. N/A
Estimated Property
Value Range
$786,000 - $629,000
Foreclosure Information
Default Amt N/A
Status Pre-Foreclosure
Recorded 9/22/2005
Entered On 10/3/2005
Last Payment N/A
Opening Bid N/A
Sale Date TBD
Balance $225,000
Loan Date N/A
Loan Doc #
Trans Date
Trans Value N/A
Contact Information
Owner(s) Name Jintana *******
Address 315 Albemarle Rd, Brooklyn, NY 11218
Trustee N/A
Reference # 29156/05
Address N/A
Phone N/A
Lender Fairbanks Capital Corp.
Address PO Box 65250
Salt Lake City, UT 84165
Phone (801) 293-1883
===============
As you can see, a lot of info is included, but a lot is also N/A,
since the property is in such an early stage in the process.
Anyway, let me know if this is of interest, and if so, I post the
details of accessing this service as an answer to your question.
The service offers a one-week free trial, but after than, there is a
fee for accessing the data.
Cheers,
pafalafa-ga
|
Clarification of Question by
kim20-ga
on
08 Oct 2005 06:50 PDT
there is a site giving details of address, amt owed, lenders name vs
borrowers name, dt. of auction & attorney info. i do have forwaded
emails on this sub. but i do not know the link. how can i send you
this email to help you in your research. could i fax it, or is there
any other way ? i'm not very computer savy.
minto ghai 773-370-3412
|
Clarification of Question by
kim20-ga
on
08 Oct 2005 07:25 PDT
county level is fine, don't need nationwide
id# 577795
|
Request for Question Clarification by
pafalafa-ga
on
08 Oct 2005 07:41 PDT
Kim,
Hello again,
I'm afraid we can't exchange emails. However, you can post any
additional information you'd like me to see right here in these
Clarification boxes (but keep in mind, all information posted here is
publicly viewable).
You mentioned that county-level information is fine, but you didn't
say for what county! If there's a particular area of interest to you,
please let me know.
In fact, please tell me as much context as you can for what you need
-- the better I understand what you're looking for, the better I can
focus my research.
As for the information sources, I'm not sure we mean the same thing by
"pre-foreclosure". I think of this as finding information very early
in the process, as soon as a bank issues a notice of default. This is
usually well before an auction date is set, or attornies have been
assigned, so such information is generally not available on
pre-foreclosure listings.
The same source also lists properties that are scheduled for auction, such as:
===============
Property ID 5995424
Address 84 E 53rd St
Brooklyn, NY 11203
County Kings
Type Single family residence (RSFR)
Beds N/A
Baths N/A
Square Feet 2200
Lot Size 2475
Parcel Number 4622-11
Doc Number
Year Built 1940
Bldg. Price Sq. Ft. N/A
Lot Price Sq. Ft. N/A
Estimated Property
Value Range
$477,000 - $393,000
Foreclosure Information
Default Amt N/A
Status Auction
Recorded N/A
Entered On 10/3/2005
Last Payment N/A
Opening Bid $350,079
Sale Date 10/27/2005 (3:00PM)
Sale Location N/A
Referee Arnold Ludwig, Esq
Tax Assessment Information
Land Total $4,072
Improvements $12,646
Assessed Total $16,718
Contact Information
Owner(s) Name Sharon ****
Address 84 E 53rd St, Brooklyn, NY 11203
Trustee Druckman, Raphan Sinel Fayer & Greenberger
Reference # 25896/04
Address 242 Drexel Ave
Westbury, NY 0
Phone (516) 876-0800
Lender Mortgage Electronic Registration System, Inc.
Address 1595 Spring Hill Rd Ste 310
Vienna, VA 22182
Phone (800) 646-6377
===============
For this listing, you get the auction date and place, attorney's name,
the trustee's contact information, bank information, and so on.
Is that the sort of thing you're after?
Let me know.
pafalafa-ga
|
Clarification of Question by
kim20-ga
on
11 Oct 2005 20:34 PDT
yes that is what i'm after, & a daily up-date.
thankyou. you have been a great help.
|
Kim,
Glad to hear that the information above was what you needed.
The source for the information -- and as far as I know, the only
comprehensive commercial source for pre-foreclosure information -- is
RealtyTrac:
http://www.realtytrac.com/
In the middle of the page is a link to sign up for a free one-week
trial. Click this, fill in their application form, and you're off and
running for a week at no charge (you can conduct a property search
without signing up, but you can't see detailed listings until you sign
up for at least the free trial).
After the free trial period, they will begin billing you for their
service automatically, unless you cancel the service.
RealtyTrac offers daily updates of new properties by email, and I'm
sure you'll find this a valuable part of their service.
Also, note the links on the left-hand side of the page for general information:
-----
The Buying Process
How To Buy Foreclosures
Foreclosure Overview
Free Newsletter
Buy eBooks
FAQs
-----
There's a lot of good stuff here...worth a look!
This should be everything you need.
However, please don't rate this answer if you have any further
questions. Just post a Request for Clarification to let me know how I
can help, and I'm at your service.
All the best,
paf
search strategy -- Used bookmarked site to RealtyTrac. |
Request for Answer Clarification by
kim20-ga
on
12 Oct 2005 20:06 PDT
i did suscribe to this site for one week, but a lot of their
information comes up as n/a
|
Clarification of Answer by
pafalafa-ga
on
13 Oct 2005 07:16 PDT
Kim,
I'm not sure exactly what you mean...can you let me know in a bit more
detail what sort of experience you're having with RealtyTrac?
Please note that the service has different categories of listings --
Pre-Foreclosure, Auction, etc.
The earlier in the process, the more n/a's you're likely to see. But
as the process moves forward, more and more of the blanks tend to get
filled in.
Again, let me know a bit more, and how I can best help you.
paf
|
Request for Answer Clarification by
kim20-ga
on
14 Oct 2005 18:54 PDT
in what way can i show you a sample of the listings i have on my email ?
|
Clarification of Answer by
pafalafa-ga
on
14 Oct 2005 19:05 PDT
Hello Kim,
Sounds like you might be having some difficulties with the RealtyTrac
site. If you're not used to accessing these types of data systems, it
can be a bit tricky at first.
Can you tell me what sorts of information you're looking for? For
instance, is there a particular county, or zip code, or type of
property you are searching for?
Let me know what type of information you requested from RealtyTrac,
and what sort of results you're getting -- just post any relevant
information right here (but don't include any personal information
about yourself -- no full name, or email, etc).
With a better understanding of what you're after, I can hopefully
assist you further.
All the best,
pafalafa-ga
|
Request for Answer Clarification by
kim20-ga
on
15 Oct 2005 19:51 PDT
the properties i'm looking for have to be without a
listing/selling/real estate agent. i do not want properties listed
with realtors, as they tend to try sell at the market value.
i want to find properties that are still in the hands of the bank or
irs before they are taken to a realtor.
regards, kim
|
Clarification of Answer by
pafalafa-ga
on
15 Oct 2005 20:37 PDT
>>i want to find properties that are still in the hands of the bank or
irs before they are taken to a realtor.<<
Those are exactly the types of properties ReatlyTrac lists under their
pre-foreclosure or bank-owned listings. I still don't quite
understand what sort of difficulty you are having.
In addition to the RealtyTrac service, you may also want to have a
look at these two sites that list bank-owned properties known as
REO's:
http://www.hud.gov/offices/hsg/sfh/reo/homes.cfm
The properties listed here have been repossessed by the federal government.
http://www.ocwen.com/reo/reofindbystate.cfm
The properties listed here are owned by a private banking service.
Hope that helps.
paf
|
Request for Answer Clarification by
kim20-ga
on
20 Oct 2005 21:26 PDT
i'm not looking for hud properties. as i said earlier i'm looking for
a site of pre-foreclosure properties not listed by realtors or agents.
there is a site which is listed without a middle man. look at the
sample: i just don't have the site.
Berwyn 60402-2047; 1920 Lombard Ave; 16-20-324-027-0000 Residential 1921
Pierce & Assoc 0020611075
(312)346-9088 $130,427.00
$128,834.00
04Ch-12677 Mtge Electronic Registration Systems vs. Manuel Sanchez,
Maria C Sanchez, AKA Maria Carmen Sanchez
Sale 11/30/05 11:00AM Intercounty Judicial Sales Corp 120 W. Madison
St. Ste 718A Chgo Il $145,368.85
--------------------------------------------------------------------------------
Chicago 60623-4914; 3135 S Komensky Ave; 16-34-204-018-0000 Residential 1900
Pierce & Assoc 00696612
(312)346-1557 $114,750.00
$113,460.30
03Ch-15645 Bank One Natl Assn vs. Carlos A Munoz, Leticia Munoz
Sale 11/30/05 11:00AM Intercounty Judicial Sales Corp 120 W. Madison
St. Ste 718A Chgo Il $133,937.77
--------------------------------------------------------------------------------
Chicago 60634-3846; 6545 W Addison St B; 13-19-404-051 Townhse/Rowhse 1968
Pierce & Assoc 0021005583
(312)346-9088 $150,000.00
$146,656.00
05Ch-6404 Flagstar Bank vs. Jacek Niemczura, Urszula Niemczura, MidAmerica Bank
Sale 11/28/05 11:00AM Intercounty Judicial Sales Corp 120 W. Madison
St. Ste 718A Chgo Il77 $158,396.12
--------------------------------------------------------------------------------
Chicago 60651-2147; 1438 N Lawndale Ave; 16-02-113-032-0000 Residential 1903
Pierce & Assocs 96428747
(312)346-9088 $56,100.00
$51,904.19
03Ch-8138 Countrywide Home Lns vs. Antonio Laboy
Sale 11/30/05 11:00AM Intercounty Judicial Sales Corp 120 W. Madison
St. Ste 718A Chgo Il $62,472.57
--------------------------------------------------------------------------------
Streamwood 60107; 17 E Oltendorf Dr; 06-26-101-015-0000 SFR 1958
Laser Pokorny Schwartz Friedman & Economos 95336155
(312)540-0600 $9,046.80
$13,328.00
05Ch-2186 North Shore Holdings vs. GE Mtge Serv , Ge Capital Mtge
Serv , Ramon Mendoza, Luz M Mendoza, Sears Roebuck & Co
Sale 12/01/05 11:00AM Intercounty Judicial Sales Corp 120 W. Madison
St. Ste 718A Chgo Il77
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Clarification of Answer by
pafalafa-ga
on
21 Oct 2005 04:40 PDT
Hello Kim.
The listings you posted do not look, to me, like pre-foreclosure listings.
Instead, these are listings for homes that have already been
repossessed by the bank...they even site the actual legal case
involved, such as "Flagstar Bank vs. Jacek Niemczura".
To my understanding of the process, these homes are already
foreclosed, and would not be considered pre-foreclosure.
That said, there are many sources of information that specialize in
providing information for particular areas of the country. Since you
never mentioned what area you are most interested in, I provided the
RealtyTrac information for nationwide listings.
The information you cited seems to come from the Chicago Foreclosure Report:
http://www.chicagoforeclosurereport.com/
You can see a sample of their listings -- looking very much like the
ones you posted -- here:
http://www.chicagoforeclosurereport.com/sample.cfm
They also offer a 7-day free trial, so I would suggest signing on, to
see if they can provide the sort of information you're looking for.
All the best,
pafalafa-ga
|
Request for Answer Clarification by
kim20-ga
on
22 Oct 2005 06:32 PDT
good job. this is exactly what i was looking for!
thankyou very much.
regards,
kim
|
Clarification of Answer by
pafalafa-ga
on
22 Oct 2005 07:09 PDT
Great!
For future reference, be aware that the researchers here don't know
where you are located. I didn't realize you were interested solely in
the Chicago area. Glad we worked it out, though.
paf
|
Clarification of Answer by
pafalafa-ga
on
31 Dec 2006 08:53 PST
There's an excellent summary of foreclosure and pre-foreclosure
resources available here:
http://mysite.verizon.net/dsarokin/xa/id4.html
Hope you find it useful.
David
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