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Q: question concerning renting and bankruptcy ( No Answer,   1 Comment )
Question  
Subject: question concerning renting and bankruptcy
Category: Miscellaneous
Asked by: stephent63-ga
List Price: $5.00
Posted: 23 Aug 2002 08:02 PDT
Expires: 22 Sep 2002 08:02 PDT
Question ID: 57787
Is it possible to rent an apartment in southern california after I was
dismissed from a bankruptcy?

Request for Question Clarification by mvguy-ga on 25 Aug 2002 14:34 PDT
Do you want to know whether it's legally possible, or what it would
take to have a landlord approve you as a renter?

Clarification of Question by stephent63-ga on 26 Aug 2002 06:25 PDT
IS IT POSSIBLE TO BE A RENTER OF AN APARTMENT OR HOUSE? SINCE I WAS
DISMISSED FROM A BANKRUPTCY, CAN I RENT AN APARTMENT OR HOUSE IN
SOUTHERN CALI.
Answer  
There is no answer at this time.

Comments  
Subject: Re: question concerning renting and bankruptcy
From: wengland-ga on 26 Aug 2002 13:50 PDT
 
It depends.  

Several factors:

1) The landlord / leasing company - do they run a credit check (most
do).
2) How much risk are they willing to assume?  Some take little to no
risk, others are willing to take more risk.  Generally, the poorer the
credit rating of someone, the more risk there is in a term contract
with them.

One mitigating factor:  Cash.  If they flinch, offer a larger than
customary deposit.  In cash.  On the table.  All rules were meant to
be bent (or broken).  Cash often helps to bend those renting rules.

Oh - on the legal side, there's not a law preventing them from renting
to you, but there also isn't a law saying they *have* to rent to you.

One other note - if you are attempting to rent under certain federal
or state subsidy programs (Section 8), you will find only certain
places will rent to you.

Note Well:  None of this is researched or documented, just my personal
comments.  Other researchers should check the california equal housing
statuates for references and post an answer.

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