If on a vehicle contract, the annual percentage rate (not note rate)
is listed more than once, but both do not match, can this void a
contract?  What if the APR charged is higher than the MAX a state
allows?  State of KS allows 21%, statue #16a-2-401, on closed end
notes originated on amounts over $860.  On the contract, over 24% is
charged.  Does this void a contract or can a judge lower the interest
rate to the max allowed by the state and enforce the contract?  The
Lawyer (Citi Financial) sent a letter acknowledging the fact that the
interest rate is too high and is willing to reduce the rate, but I
believe the contract was illegal.  This took place 5 years ago. 
Vehicle was repossessed, but NO figures were EVER sent regarding the
sale of the vehicle, the amount sold for or the amount left after
sale.  Is this legal?  Thanks!!!