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Q: Credit Card request for a Swiss resident ( No Answer,   10 Comments )
Question  
Subject: Credit Card request for a Swiss resident
Category: Business and Money
Asked by: rrsrrs-ga
List Price: $2.00
Posted: 14 Oct 2005 14:52 PDT
Expires: 13 Nov 2005 13:52 PST
Question ID: 580370
Hi, since many web sites accept payment only US credit cards, is it
possible to apply any credit card even if I am a Swiss resident?
Thanks
Answer  
There is no answer at this time.

Comments  
Subject: Re: Credit Card request for a Swiss resident
From: pinkfreud-ga on 14 Oct 2005 14:56 PDT
 
Just curious: if you don't have a credit card, how were you able to
post this question?
Subject: Re: Credit Card request for a Swiss resident
From: rrsrrs-ga on 14 Oct 2005 15:12 PDT
 
I have a credit card, but it's a Swiss card. If I want to buy videos
in new iTunes store, I need an US card...
Subject: Re: Credit Card request for a Swiss resident
From: webkid-ga on 15 Oct 2005 02:53 PDT
 
the problem really is, that you need a US shipping address, and
usually also a SSN to sig up. schoene gruesse in die schweiz ;-)
Subject: Re: Credit Card request for a Swiss resident
From: ninzasamsuni-ga on 18 Oct 2005 13:00 PDT
 
You don't necessarily have to have a US credit card. If you are
currently in the US, you can always open a bank account that offers a
debit card, and pay with it.

Otherwise, if you really want a credit card, then you would first have
to get a Social Security Number, but in that case, you need to have a
job offer in the US and then go to the Social security office to get
your social security number.

Once you have this number, you can apply for a credit card, and you
might be able to get one with a small credit, since you have no credit
history, regardless of your swiss card.
Subject: Re: Credit Card request for a Swiss resident
From: chicagobrain-ga on 19 Oct 2005 08:55 PDT
 
having worked in the credit card industry,
you're question seems quite odd.
credit cards work on a network (like Visa
or MasterCard) and are accepted everywhere
those cards are accepted. regardless of
who the issuer is (bank).
are you sure your credit card is a credit
card and not a debit card?

other comments are correct - to get a 
US credit card, you need to be a US resident.
one way around this is to buy a pre-paid
credit card or gift card. all credit card
networks sell these - here is visa's site:
http://www.visabuxx.com/

you basically put money on these card
and then spend the money. there are 
transaction fees, but hey, nothing in
life is free.

hope this helps.
Subject: Re: Credit Card request for a Swiss resident
From: rrsrrs-ga on 19 Oct 2005 11:26 PDT
 
HI chicagobrain-ga,

the problem is that many US on line shops recognize that the card has
not issued in US (the first digits of American Express are used for
this purpose).
I have Visa, Amex and Mastercard: none of them works with US shops.

Probably the idea of pre payd card is the best... I'll try to
investigate in this direction.

Thanks to everybody
Subject: Re: Credit Card request for a Swiss resident
From: myoarin-ga on 19 Oct 2005 16:38 PDT
 
Quite right, Rrsrr, I have the same problem.  The websites ask for a
the US billing address, or more sophisticated ones like GA ask just
for the billing address.  I have a card linked to Bank One through my
US brokerage account, but neither I nor the broker have been able to
figure out how what the billing address is that satisfies the request.
 So  - to Pink's original comment -  I am using another card here that
has my address home for billing.
Subject: Re: Credit Card request for a Swiss resident
From: darek1-ga on 24 Oct 2005 06:31 PDT
 
I live in Asia and also have the same problem. One way I got around
this was using a Paypal account. It works on sites that accept Paypal.

Other sites which check your ip address before checkout is another
problem. One way is to use a dial up provider based in the US.

Hope this helps. 

<a href="http://www.bestcreditcardapplication.com/x/index.php">Best
Credit Card Application</a>
Subject: Re: Credit Card request for a Swiss resident
From: _911_yahoo-ga on 25 Oct 2005 09:10 PDT
 
PUT Paypal service in your web site , It can accept all Credit CARDS .
It's Free ( without commission ) when you transfer money to your bank
Account .
Subject: Re: Credit Card request for a Swiss resident
From: apacs70-ga on 12 Dec 2005 06:27 PST
 
You don't need a SSN for a US shipping address. Simply register with
www.myus.com - and they will give you the address you desire. (Not
free).

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