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Subject:
Adding a Name to A Deed of House
Category: Family and Home > Home Asked by: sport1522-ga List Price: $20.00 |
Posted:
25 Oct 2005 09:00 PDT
Expires: 01 Nov 2005 09:57 PST Question ID: 584678 |
My same-sex partner and I have lived in the house for 5 years. When the house was purchased, it was only in my partner?s name, not mine. The house is located in Huntington Beach, California. We are not registered domestic partners but have been together for 10 years. We would like to add my name to the house deed. What is the smartest and easiest way to do this and are there any payments (ie. property, gift tax consequences) either of us have to make? Thank you |
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There is no answer at this time. |
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Subject:
Re: Adding a Name to A Deed of House
From: asweetangel99-ga on 25 Oct 2005 09:58 PDT |
You can go to your local recorders office and file a Quit Claim Deed to add your partner onto the deed. Its a pretty simple form that most people can do on their own. There most likely be a recording fee charged by your county to do this... varies by county. If you currently have a mortgage out on the property, this will not add them onto the loan. If you want to add them onto the mortgage (to add your partner to the financial liability of the mortgage so they recieve credit reporting, etc. you need to contact your mortgage company.) I am not a google researcher, but I have a lot of exp. in the mortgage/loan/real estate industry... Good Luck :) |
Subject:
Re: Adding a Name to A Deed of House
From: sport1522-ga on 25 Oct 2005 10:51 PDT |
asweetangel, Thank you so much for your comment. I have "googled" Quit Claim Deed and recieved a definition on it that sounded like it would not benefit us. It stated that a quit claim deed is used where a person who owns a property transfers all his interests to someone else. This is not what we want to do. My partner and I would like to be on the deed together. Currently, my partner is only on it and we want to add my name to the deed. There is still a mortgage. Again, thank you for your time with the comment. From it, I learned something new. This (real estate/mortgage) is something that I have no experience in and I'm hoping that I am explaining things correctly. |
Subject:
Re: Adding a Name to A Deed of House
From: asweetangel99-ga on 25 Oct 2005 13:48 PDT |
Just another tidbit, you may want to check with the county directly. Each county is different and they may have a special form that you can use for this purpose. I know it gets recorded at the recorders office... I only mentioned Quit Claim Deed because I have seen them used in various ways (most commonly) as you stated to remove someone. You may want to start our at your Mortgage company to inquire with them what you can do... they may be able to assist you more easily. |
Subject:
Re: Adding a Name to A Deed of House
From: asweetangel99-ga on 25 Oct 2005 13:57 PDT |
this is what i found on the Orange County Website, try this link http://www.ocgov.com/assessor/forms.asp#transfer you want this: Change Of Ownership Statement (COS) |
Subject:
Re: Adding a Name to A Deed of House
From: sport1522-ga on 25 Oct 2005 15:31 PDT |
Dear asweetangel, I can't thank you enough for your help and comments. I will check out what my Mortgage company has to say and the website you mentioned. Thanks again |
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