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Q: Personal Financial Advice ( No Answer,   5 Comments )
Question  
Subject: Personal Financial Advice
Category: Business and Money
Asked by: kevinpaulcondon-ga
List Price: $3.00
Posted: 25 Oct 2005 09:04 PDT
Expires: 24 Nov 2005 08:04 PST
Question ID: 584681
Where can I get good, specific, personal financial advice for a fee?
Answer  
There is no answer at this time.

Comments  
Subject: Re: Personal Financial Advice
From: jack_of_few_trades-ga on 25 Oct 2005 10:47 PDT
 
1) Look up financial planners/advisors in the yellow pages
2) Post a detailed questions on here (I will gladly answer in the form
of a comment for free if it falls within the realm of my knowledge and
the more details you provide the more detailed my answer will be...
and researchers often give great advice on the more difficult
questions if you set a high enough price to make it worth their while.
3) If you're looking for retirement planning or debt elimination then
you can receive a free financial plan from a Primerica representative.
 They will come to your home, get all the data they need then make you
a good plan with fun charts/graphs while they teach you some things
about personal finance.  That is all free... they make their money if
you decide to use any of their products.  They offer great life
insurance, over priced investments, and above average home refinances.
Subject: Re: Personal Financial Advice
From: kevinpaulcondon-ga on 25 Oct 2005 11:18 PDT
 
I said "for a fee", not free. I know that "free" means they will try
to sell me something. I'm looking for people who only sell
advice...online if possible.
Subject: Re: Personal Financial Advice
From: jack_of_few_trades-ga on 25 Oct 2005 11:31 PDT
 
I thought I gave 2 fee for service options in my comment... I threw in
the free option because depending on the service you want, they give
as good or better advice than the fee for service people.  But here is
a more taylored answer with the extra info you gave ("online if
possible"):

http://www.myfinancialadvice.com/Customer/Default.aspx?refer=ggfa

You can chat with an advisor online.  Then when they get sufficient
information from you about your question, they will give you a price
quote and  you may choose to buy the advice or to leave.

The site gives no informations suggesting how much the service
actually costs, but I imagine it's way more then the fee you'd pay
here at answers.google.com.  If they quote you an absurd amount, I
highly recommend that you post your question here rather than paying
through the nose for the same information.
Subject: Re: Personal Financial Advice
From: forex-ga on 26 Oct 2005 08:05 PDT
 
I'd like to suggest that you go to a major brokerage firm, like
Merrill, or Morgan Stanley.  Set up a meeting with the manager and ask
him to refer you to the broker in his office, with the best track
record, and that's been there for at least five years.
Meet with this broker and ask about having a financial plan done for
you.  These are usually less than $500, and provide an in-depth
analysis of your situation.  It will include all of your holdings,
real estate, insurance, stocks, ret. plan, etc.  It will also have
specific recommendations as to balancing all of these things, that
will help you to reach your individual goals.
You will have no obligation to follow the plan.
These computerized plans have been set up by the best minds in the
industry.  To have this amount of information prepared for you
personally, in this way,
is invaluable.
Subject: Re: Personal Financial Advice
From: noledge-ga on 27 Oct 2005 05:52 PDT
 
Financial planners have traditionally been salespeople of high margin
mutual funds and even higher margin insurance products, with the
advice being free. The problem is there is a high incentive for them
to sell you the product that gets them the highest commission rather
than you the best product or plan. There has been a slow movement
towards what you want -- charging for the advice. Many planners are
reluctant to do that, because now they have to be professional like an
accountant lawyer who gets paid only for useful services. However
those that do fee based planning are probably the best -- they know
they are giving good advice and trust you will return when you have a
change in circumstances.
You can check for individuals with good accreditation, like Certified
Financial Planner, online at various traditional financial planning
companies. What their personal website says will tell you lots, and
you should find somebody good who will do fee based planning.

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