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Q: Desparate Insurance Question ( No Answer,   3 Comments )
Question  
Subject: Desparate Insurance Question
Category: Health
Asked by: johnnyface-ga
List Price: $5.00
Posted: 27 Oct 2005 07:08 PDT
Expires: 26 Nov 2005 06:08 PST
Question ID: 585639
I need health insurance due to HIV. New York is a non-refusal state.
How do I get a New York address without moving there?

Clarification of Question by johnnyface-ga on 27 Oct 2005 07:50 PDT
I may have to move to NY anyway to avoid fraud.
Answer  
There is no answer at this time.

Comments  
Subject: Re: Desparate Insurance Question
From: nelson-ga on 27 Oct 2005 07:25 PDT
 
I am sorry to hear about your condition.  Fraud is not the answer. 
Contact GMHC and see if they can do anything for you (they'll help
even if you are not gay).
Subject: Re: Desparate Insurance Question
From: 4healthcard_lady-ga on 31 Oct 2005 20:22 PST
 
Have you looked at the new non-insurance health discount plans? 
Current medical problem treatments are discounted the same as new
problems with no waiting period.  Discounts anywhere from 50% to 90%. 
Available in many states now - should be nationwide no later than Jan
1 2006.  Inexpensive, no length of term requirements - could be used
temporarily while you search for insurance, or wait for pre-existing
conditions to be covered - usually 12 months or so on new policies. 
If you are interested in specifics please clarify that here and I'll
come up with a web address for you.  Warm Regards.
Subject: Re: Desparate Insurance Question
From: liveandlearn18-ga on 03 Nov 2005 07:19 PST
 
I am a medical student in North Carolina and have recently recieved
several lectures on HIV and HIV therapy.  I directly spoke with the
doctor giving the presentation about how an individual could access
care, even without insurance.  He works in the hospital affiliated HIV
clinic and stated that all patients that need care, can obtain it. 
HIV clinics (especially at University, academic Hospitals) recieve
grant money to support and sustain the clinic.

It is great that you are seeking care for your diagnosis. HIV therapy
has come a long way since the introduction of ART-anti retroviral
therapy.  (2 pills a day with little side effects, vs frequent high
doses with negative side effects).  Patients seeking care can engage
in clinical trials or research in order to obtain the medicine you
need.  It will just require a little bit of work on your part.

http://hivinsite.ucsf.edu/InSite?page=li-05-19

http://www.amfar.org/cgi-bin/iowa/programs/publicp/z.record.html?record=219

http://hab.hrsa.gov/programs/factsheets/adap1.htm  This link will give
you a few nation wide resources that wi

Seek out a state clinic.  Find pharmaceutical assistance programs. Be
upfront about your situation, and understand that nothing in life is
free, but in your situation, your quality and duration of life will be
drastically improved. You may have to agree to clinical trials, but
the medications are well worth it.

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