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Subject:
Customized commercial insurance.
Category: Business and Money > Small Businesses Asked by: dallc-ga List Price: $101.00 |
Posted:
01 Nov 2005 20:58 PST
Expires: 01 Dec 2005 20:58 PST Question ID: 587847 |
I'm looking for a company that can write a commercial policy on a vehicle (an RV) only during the few weeks out of the year when it is used commercially (not a predictable schedule). As far as I can tell, such a policy doesn't exist (?) so I'm wondering if there is anyone who writes customized policies. |
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There is no answer at this time. |
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Subject:
Re: Customized commercial insurance.
From: feuerbach-ga on 30 Nov 2005 08:47 PST |
You won't be able to purchase insurance for only a week at a time. You'll need to buy an annual policy from your local indedepent insurance agent. They'll write the RV on a commercial auto policy. The reason that you can't just pick and choose when you have coverage is fairly simple--there's always an exposure to loss with a vehicle, even when it's just parked. If you're having to provide a certificate of insurance to a lender or a third party, you'll simply have to purchase an annual or semi-annual policy. Progressive will write this on a commercial policy for the best price. |
Subject:
Re: Customized commercial insurance.
From: dallc-ga on 30 Nov 2005 13:39 PST |
Thanks feuerbach - I've been waiting a while to see if someone could come up with something for me. What I was hoping to do was keep private owner insurance on it full-time (when it was in storage or not used commercially), and add the commercial coverage only when it went out on rentals. Would that make any difference? |
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