Google Answers Logo
View Question
 
Q: Keeping a 19-year-old on dad's medical insurance ( No Answer,   2 Comments )
Question  
Subject: Keeping a 19-year-old on dad's medical insurance
Category: Business and Money
Asked by: puzzlingmichael-ga
List Price: $30.00
Posted: 28 Nov 2005 17:17 PST
Expires: 28 Dec 2005 17:17 PST
Question ID: 598732
My medical insurance allows my daughter, now 19, to stay on as a
covered dependent only if she's a fulltime student. But she needs to
drop out of school in order to do residential drug-abuse therapy. I'd
like to learn more about how to play the system to keep her coverage
going: can she go on medical leave of absence (or some such) and have
that satisfy the insurer? are there any laws preventing the insurers
from cutting her off, when this is a medical necessity? does HIPAA
offer me any recourse?

I think that, given her medical history, it would be hard to get
individual coverage for her if she loses her group coverage with me.
What sort of professional might be able to advise me the best way to
navigate the shoals of HIPAA, COBRA, and the health insurance
companies?
Answer  
There is no answer at this time.

Comments  
Subject: Re: Keeping a 19-year-old on dad's medical insurance
From: doshwa-ga on 29 Nov 2005 18:17 PST
 
The COBRA question is simple, she is not eligble. 
Some states require insurance companies to insure all people at the
same price. Check with your state's insurance regulation department.
Also, check to see if she can get on state subsidized insurance.
Subject: Re: Keeping a 19-year-old on dad's medical insurance
From: doshwa-ga on 29 Nov 2005 18:19 PST
 
and my advice would be to start with a social worker at a community
service agency if you can find one.
Josh

Important Disclaimer: Answers and comments provided on Google Answers are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Google does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. Please read carefully the Google Answers Terms of Service.

If you feel that you have found inappropriate content, please let us know by emailing us at answers-support@google.com with the question ID listed above. Thank you.
Search Google Answers for
Google Answers  


Google Home - Answers FAQ - Terms of Service - Privacy Policy