Our nonprofit organization is interested in offering a monthly-bank
draft option to its members. I would like a comparison matrix
comparing all the various bank draft services available (banks, web,
outsourced etc). The matrix should include Contact information at each
institution, name of the service at the institution, description of
the process (such as web-based, call in over the phone, in other
words, how does it work), start-up fee, recurring fees, any penalty
fees or what happens if insufficient funds are available in the
account being drawn on.  I have already started the matrix in an excel
spreadsheet already comparing First Tennessee, Suntrust, AmSouth, and
Tennessee Valley Federal Credit Union.