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Q: I got my partial dispute credit card money back, can I refuse to pay? ( No Answer,   4 Comments )
Question  
Subject: I got my partial dispute credit card money back, can I refuse to pay?
Category: Business and Money > Finance
Asked by: ytb038-ga
List Price: $20.00
Posted: 15 Dec 2005 12:57 PST
Expires: 31 Dec 2005 10:47 PST
Question ID: 606285
I had subscribed a real-estate coaching program at a seminar but I
cancelled after two weeks before I had received any program service
such as thier CD or coaching program. The Company wouldn't accept my
cancellation still send out items. I called the credit card company
and went into the
Dispute but after five months dispute I only can have two-third of
money back. According to Credit Card Company that is final amount.

 Can I close my account and not to pay? Let the amount went into
collection?  What is the consequence?
Is there a way to continue to dispute the charge?


What is my next soulation? Can I close my credit card account and
refuse to pay it? what the consequence will be? What is the best
soulation I can have?
Answer  
There is no answer at this time.

Comments  
Subject: Re: I got my partial dispute credit card money back, can I refuse to pay?
From: nelson-ga on 16 Dec 2005 03:58 PST
 
Can you say bad credit?
Subject: Re: I got my partial dispute credit card money back, can I refuse to pay?
From: ytb038-ga on 19 Dec 2005 11:44 PST
 
I have very a good credit. I don't want to pay the remainder charge
because I feel I was cheated by the consulting company but credit
company refuse to continue and said that is all they can do and case
is closed.  By the way this is the first time I am facing this
problem. Can I just close the credit card and ignore the charge let it
be delinquent?
Subject: Re: I got my partial dispute credit card money back, can I refuse to pay?
From: nelson-ga on 20 Dec 2005 03:12 PST
 
I was not implying that you currently have bad credit.  But leaving
the delinquent charges could possibly lead that way.
Subject: Re: I got my partial dispute credit card money back, can I refuse to pay?
From: cynthia-ga on 20 Dec 2005 04:05 PST
 
You need to read all the "fine print."  Break out that magnifying
glass, all contracts are different, we can't tell you what your
cardmember agreement states, but I guarantee you, it's in there,
somewhere..

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