I want to start my own business, but in this crazy sue-happy country I
want to make sure I have the right insurance/coverage to protect
myself.  Does anyone know where I go to get this information please? 
I live in Southern California.
Thank you.

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Request for Question Clarification by denco-ga on 22 Dec 2005 18:20 PST

Howdy palms-ga,

It might help researchers if they knew the type of business you are looking
to start.  Thanks!

Looking Forward, denco-ga - Google Answers Researcher

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Clarification of Question by palms-ga on 23 Dec 2005 08:20 PST

Sorry I didn't mention the type of business .... it is a Personal
Assistant/Organizer, hired on a daily basis.

Dear Palms,

Running a business that involves your personal 
services, it won't help you to incorporate. 
In other words, a corporation won't protect you if
you offer bad advice, or something you do causes someone
to lose money or to be harmed. 

However, business liability insurance will protect you. 

Once of the best, and least expensive policies I have
found, over the years, is from Safeco. Give them a 
call and ask them about their business policy. 
http://www.safeco.com/safeco/for_your_business/business_insurance/default.asp

It not only provides a million dollar liability protection,
it provides loss of income coverage, theft, fire and lots
of other nice surprises. And it covers multiple locations
if you open an office AND work from home. It also covers
loss of data, destruction of records and...it's cheap.

I am in California and I have coverage from them. So you
should have no problem.

Best wishes,

Your TaxMama-ga

Thanks Taxmama,  I will contact Safeco and see what they have to offer!