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| Subject:
Mobile Phone Contract Credit scoring
Category: Business and Money > Finance Asked by: coopers-ga List Price: $50.00 |
Posted:
09 Sep 2002 06:00 PDT
Expires: 09 Oct 2002 06:00 PDT Question ID: 63019 |
I need to know within what numerical band your credit score must be, in order to pass the credit vetting for a mobile phone contract in the UK. I need to know the level set by companies such as, vodafone, O2, T-Mobile, Orange, carphone warehouse, the link, dialaphone etc |
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| There is no answer at this time. |
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| Subject:
Re: Mobile Phone Contract Credit scoring
From: jeremymiles-ga on 09 Sep 2002 08:11 PDT |
For many types of credit, there is no overall 'scoring' system. Each company makes decisions based on the criteria that it feels are important. They use information from a credit reference agency (CRA), but the CRA does not provide a 'score'. There is some more information on this page: http://www.experian.co.uk/consumer/consumer_agency.html http://www.abbeynational.co.uk/index/personal_banking_home/personal_banking_credit_scoring.htm http://www.allorange.co.uk/infoPages/terms.shtml I have not found any evidence that there is one scoring system that is used by all (or even some) mobile phone providers. search jeremymiles-ga |
| Subject:
Re: Mobile Phone Contract Credit scoring
From: jeremymiles-ga on 09 Sep 2002 08:16 PDT |
Sorry, one more page: http://www.fonetastic.com/channels/cash/showcashart.php?id=2 Says "Different lenders have different methods and pass marks, so you can be turned down by one but accepted by another. Lenders do not have to tell you why they have refused you credit ". jeremymiles-ga |
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