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Q: Software enabling an internet user to tap into their own telephone a/c ( Answered 5 out of 5 stars,   2 Comments )
Question  
Subject: Software enabling an internet user to tap into their own telephone a/c
Category: Computers > Software
Asked by: happy59-ga
List Price: $100.00
Posted: 21 Sep 2002 19:51 PDT
Expires: 21 Oct 2002 19:51 PDT
Question ID: 67707
Looking for software enabling an internet user to access  own
telephone account to pay for a service.Willing to give equity in
concept applications.Alternarively looking for software writer to
write application programme. Equity in exchange for contribution.

Request for Question Clarification by lot-ga on 22 Sep 2002 07:07 PDT
Hello
are you 
A. Looking to establish your own telephony billing solution to provide
to merchants? i.e. you provide the phone numbers, customized dialer,
stats, to the merchant who acts as your reseller / end client
B. Seeking your own dialer software to attach to your licensed premium
number direct from the telco, for your own online sales.
C. Simply seeking a telephony billing solution to sell your own
services?
D. None of the above!
regards lot-ga

Clarification of Question by happy59-ga on 22 Sep 2002 15:48 PDT
Hi Lot
"A" -no
"B" - being based in Australia I would assume I would need to deal
with Telstra, Optus being the major mobile number suppliers to
Australian mobile phone users.Responses to my enquiries from these
companies is that they don't provide the service - presumably because
they don't have the software. There would be several opportunities:
1.Supply them with the software if it exists somewhere else.
2.Find someone who can create software which enables a phone/mobile
phone account to act like a credit card, over the net.Not quite like
porn telephone links which charge on a time basis.But making the
charge to the phone line small/transparent - reducing the barrier to
entry to a few $$-
As an example this site -Yahoo questions - could use it instead of
taking $0.50 from a credit card the fee is taken from a phone A/c -
the one used to connect to the internet. A greater % of the world
population have  phone A/cs(most kids) and do not have  credit cards.
The applications to the software are then developed being a whole
range of new services and businesses.
Regards
Happy59

Request for Question Clarification by lot-ga on 25 Sep 2002 18:05 PDT
Hello happy59-ga

I have been involved with some of the marketing of dialers for an
online billing company, user testing, and implementing mockups for
research conducted in cyber cafes. I have also sourced a dialer for my
own company. I know what you are looking for.

I contacted a programmer who was not keen on equity, it also takes a
long time to convert to cash (if it converts to cash). They have had
their fingers burnt before I think, and would rather sell the dialer -
base price given was $650 and any other modifications on top.

Programmers questions:
1. What type of company are you?
2. How much equity, and how allocation and conversion to cash would be
handled?
3. What uses do you have for the dialer, and how you intend to market
it?
4. How fast do you need it? (time scales)
5. What exactly the dialer should do? (technical specifications)
6. If you decide to change to a fee structure, the programmer can set
up a demo for you (with disabled functions) as he has already
constructed a dialer for another use.

kind regards
lot-ga

Request for Question Clarification by lot-ga on 25 Sep 2002 18:24 PDT
Here is the dialer in use on a commercial site
wwwell
http://www.wwwell.ch

you can download the dialer from the bottom of the page 'Telechargez
le dialer wellkey' Note, this is NOT a demo, it is a real working
dialer!

regards
lot-ga

Clarification of Question by happy59-ga on 27 Sep 2002 06:09 PDT
Hi Lot
Getting warm - well done.
1.Just as background.We are a firm which specialises in the evaluation
of inventions, concepts, etc in terms of the $$ value in world market
place. If the invention/concept  is considered sufficiently
valuable,we put in place a "fee for success"arrangement  with the
inventor and take a % of consideration received by the inventor and
then take it to the world market.
We have a concept before us which requires on several web sites in
development to be able to extract funds from a telephone/mobile
account (as well as credit cards)thereby reaching a larger
market.(Think China -few Credit Cards but millions of mobiles.Think
students similarly).
The monies extracted would most likely be small$$ amounts and
restricted to a maximum set by the telco with whom the web site would
have a share arrangement not unlike the specialised telephone numbers
currently used to get onto the TV show "Who wants to be a
millionaire". Those wanting to get on the show dial a special number
for which they pay $1.00 in the hope they will get selected for the
show.The telco provides the operators of the show 75% of the money
collected which is used to cover prizes, costs etc.
Have I given enough of the concept and applications yet?
Happy to elaborate on applications but will need a
secrecy/confidentiality in place.Am willing to provide my web site
details if warranted and in the appropriate forum.
I don't see a high value in selling the software to a telco as the
telco would not generate funds from the software itself but only from
the applications to which it is put.We would most likely give it to
the telco to enable us to undertake the applications in mind.

2. I would certainly be prepared to pay a fee for existing software
which  achieved  the applications in mind,  providing it enabled me to
take it to a telco, do a demo which enabled the telco to charge a
phone A/c and pass a % on to the web site owner. A demo software would
be a good start.
The demo would need to meet the technical requirements of Australia's
Telstra or Optus. Applications to other telcos will come later.
Kind regards
Happy59
 







h

Clarification of Question by happy59-ga on 27 Sep 2002 06:11 PDT
Hi Lot
Getting warm - well done.
1.Just as background.We are a firm which specialises in the evaluation
of inventions, concepts, etc in terms of the $$ value in world market
place. If the invention/concept  is considered sufficiently
valuable,we put in place a "fee for success"arrangement  with the
inventor and take a % of consideration received by the inventor and
then take it to the world market.
We have a concept before us which requires on several web sites in
development to be able to extract funds from a telephone/mobile
account (as well as credit cards)thereby reaching a larger
market.(Think China -few Credit Cards but millions of mobiles.Think
students similarly).
The monies extracted would most likely be small$$ amounts and
restricted to a maximum set by the telco with whom the web site would
have a share arrangement not unlike the specialised telephone numbers
currently used to get onto the TV show "Who wants to be a
millionaire". Those wanting to get on the show dial a special number
for which they pay $1.00 in the hope they will get selected for the
show.The telco provides the operators of the show 75% of the money
collected which is used to cover prizes, costs etc.
Have I given enough of the concept and applications yet?
Happy to elaborate on applications but will need a
secrecy/confidentiality in place.Am willing to provide my web site
details if warranted and in the appropriate forum.
I don't see a high value in selling the software to a telco as the
telco would not generate funds from the software itself but only from
the applications to which it is put.We would most likely give it to
the telco to enable us to undertake the applications in mind.

2. I would certainly be prepared to pay a fee for existing software
which  achieved  the applications in mind,  providing it enabled me to
take it to a telco, do a demo which enabled the telco to charge a
phone A/c and pass a % on to the web site owner. A demo software would
be a good start.
The demo would need to meet the technical requirements of Australia's
Telstra or Optus. Applications to other telcos will come later.
Kind regards
Happy59
 







h
Answer  
Subject: Re: Software enabling an internet user to tap into their own telephone a/c
Answered By: lot-ga on 30 Sep 2002 21:03 PDT
Rated:5 out of 5 stars
 
Hello happy59-ga 

The software writer I managed to source who compiled the live dialer
at
wwwell ( http://www.wwwell.ch )
can be contacted at: crmatei@home.ro
You can explain your project and intentions in more detail in private,
away from this public venue. He, as already mentioned, prefers a fee
structure from $650 up depending on modifications and requirements.
Mobile phone billing can be achieved by simply direct dialling the
premium number (like Millionaire) or by connecting to the internet
through the mobile phone and using the dialer residing on the PC.
Hopefully once you have explained your requirements and technical
specification to the programmer he can give you a limited
functionality demo. This programmer has been basically researched, and
is a referral only and not a recommendation as the quality of the
working relationship cannot be guaranteed.

You will need to negotiate with a telco in each country to provide you
with a premium phone line and to agree a rate if you want to charge
locally in that country. If you bargain hard you will get around 75%
of the call charge (depending on telco, price tier and volume, -
cheaper charges command less share). The nature of telephony billing
is such that it is not suited to hard physical goods, because of the
high 'commission charges' of 25% and above which can wipe out the
profit margin on physical goods. This compares uncompetitively to the
typical 5% online charges of a credit card. Telephony billing suits
soft goods better, particularly where the margin is greater.
The telco also needs to support your 'drop charge' or fixed charge so
the user is charged a flat charge, rather than per second or minute
which is usually used for content access. (With timed access, it is
very hard to fix the charge to one price).

Some telcos for premium lines provide the dialer or telephony billing
as a service for 'free' if you use a number in their number range. e.g
i4net.org ( http://i4net.org ) but it's very difficult to navigate
through their site to their 'Tel2Pay' product! (in the i4cash section)
as it is Flash based. However they would want some revenue share for
providing it. The other governing factor is the local
telecommunications regulators who control premium rate billing. For
example in the UK there is a body called ICSTIS
http://www.icstis.org.uk/icstis2002
and they make a distinction between voice call, e.g. chat lines and
internet billing regulation. All UK uses involving premium number
usage needs to be approved by them. So other countries will probably
have similar bodies.

An excerpt highlights the Australian situation:
"Originally both Telstra and Optus provided premium rate telephone
services across the 190 number range. The Government introduced
regulation of telephone sex services in 1999 in response to concerns
that these services were being too easily accessed by children. After
the introduction of this legislation, Optus chose to discontinue
providing premium rate telephone services. As the sole provider,
Telstra may bill consumers for calls made to 190 telephone numbers
even if the consumer has no other contractual relationship with
Telstra.

Premium Rate telephone services can cause significant problems due to
unexpected high bills. While this is in part the responsibility of the
telephone owner, the Government has recognized that it is important to
assist some phone account owners manage this problem. The Government
is in the process of putting in place regulations that give the
Australian Communications Authority ( http://www.aca.gov.au ) broad
and flexible powers to make service provider rules addressing the
issue. The Minister for Communications, Information Technology and the
Arts announced this proposal on 1 May 2002.

The proposed regulations will enable the ACA to make service provider
rules in relation to the following:
a. requirements to notify customers where bills exceed set limits 
b. the terms and conditions of the supply of premium rate services 
c. limits to customers' liability in respect of the services 
d. the advertising of premium rate services 
e. restricted access and call barring arrangements 
f. the establishment of a registration scheme for carriage service
providers and content service providers involved in the supply of
premium rate services
g. obligations of a carriage service provider in respect of premium
rate services supplied using the carriage service provider's services;
or other rules that the ACA considers appropriate or necessary to
protect consumers' interests in relation to the supply of premium rate
services
The rules will apply to:
i. all premium rate services on the 190 number range
ii. services that supply content across the 0011 number range"
"High telephone bills" Department of Communications, Information
Technology and the Arts
http://www.dcita.gov.au/Article/0,,0_1-2_1-3_170-4_106914,00.html

The alternative to sourcing your own dialer application is to use a
bureau service which provides the premium phone line, and dialer. The
downside is your revenue share is reduced (as they take their cut).
The below sources cover international rates which takes the leg work
out of sourcing telco numbers around the world for each of your
markets.

Live Dialer
http://livedialer.com/bonusrates.html
Dialermaster
http://www.dialermaster.com/html/rates.html
Dialer Profits
http://www.dialerprofits.com/rates.html
2Dxtremecash
http://www.2dxtremecash.com/rates.htm
Virtual-dialer
http://www.virtual-dialer.com/rates.htm
DialerNET
http://www.dialernet.com/rates.htm
Dialer partner
http://dialerpartner.biz/rates.html
EZdialeronline
http://www.ezdialeronline.com
http://1wp.org/Affiliate_program_Dialer/more-2.html
Mydialersponsor
http://www.mydialersponsor.com/rates.html/
Top Dialer
http://www.topdialer.com/rates.html
USA Minutes
http://www.usaminutes.tv/?page=uitbetaling&PHPSESSID=604e100737054540d68427620177189a
SubDialer
http://www.subdialer.com - rates  (
http://www.subdialer.com/payout.php )
Dialerdepot
http://www.dialerdepot.com

The above rates need to be read with caution as some don't state the
amount charged to the customer, i.e what your revenue share is,
or a phone number or geographical address for problem resolution.

Alternatives to the telephony billing are other payment solutions such
as western union (http://www.westernunion.com ), peer to peer payment
systems such as PayPal ( http://www.paypal.com ) Cash top up cards /
prepaid cards (which can be used online) such as the UK's Splash
Plastic ( http://www.splashplastic.com ) or Chekz (
http://www.chekz.co.uk )

In my own user testing for the UK market, because the UK regulatory
body is fairly stringent, there are certain warning screens which need
to be displayed with legal small print that inform the user that they
will be disconnected from their normal ISP and reconnected to a
premium line. The charges also need to be clearly stated and
unfortunately the number of steps involved confuses the user.
Experiments were also conducted with a browser plug in dialer, which
facilitates easier usage. The user clicks the website payment link and
the payment mechanism kicks off. If the dialer resides on the desktop,
the user needs to click off the webpage, and synchronize the webpage
content with the dialer.... anyway some feedback.

The company I used to do work for provided the telephony billing
solution for the UK version of Pop Idol's voting system. However they
couldn't make the corporate telephony billing work successfully as a
business model, and the adult market continues to dominate this
billing medium.

Search Strategy:
"dialer software" license -auto -predictive
://www.google.com/search?hl=en&lr=&ie=UTF-8&oe=utf-8&newwindow=1&q=sell+-ISP+-ID+-voice+-dtmf+-predictive+dialer+software+customize+OR+customize+-auto&btnG=Google+Search
sell -ISP -ID -voice -dtmf -predictive dialer software customize OR
customize -auto
://www.google.com/search?q=sell+-ISP+-ID+-voice+-dtmf+-predictive+dialer+software+customize+OR+customize+-auto&hl=en&lr=&ie=UTF-8&oe=utf-8&newwindow=1&start=10&sa=N

If you need any clarification of the answer, just ask.
Kind regards
lot-ga

Request for Answer Clarification by happy59-ga on 02 Oct 2002 18:18 PDT
Hi Lot
Your efforts are greatly appreciated. I have emailed the contact you
suggested and am waiting for a response. Will let you know when I have
heard.
Regards
Happy59

Request for Answer Clarification by happy59-ga on 04 Oct 2002 04:34 PDT
Hi Lot
Have been in touch with crmatei@home.ro Having trouble downloading
demo software.Waiting response from crmatei.
Rgeards
Happy59

Clarification of Answer by lot-ga on 04 Oct 2002 07:18 PDT
hello happy59-ga

wow, you have a demo in the wings already? That was quick!

I just did a quick enquiry, I think there is a bit more work to be
done on it, which is why 'perhaps' you can't download it. The
programmer should be able to advise you more specifically with regard
to your technical / programming requests, and should not disclose any
of your project details to me due to your secrecy / confidentiality
requirements -  so I have no orientation on it. Any issues of this
kind is best addressed to the programmer, but it's good to hear your
project is being progressed.

Kind regards
lot-ga

Clarification of Answer by lot-ga on 04 Oct 2002 16:49 PDT
Hello happy59-ga 

Sorry I cannot email you as it is strictly against Google Answer's
policy.
A researcher and questioner cannot disclose or exchange personal
contact details for circumventing the system.
I expect a Google Answer editor will soon edit out your email address,
or delete your last request for clarification.
Please do not take offence.

I can research some "experienced, creative, logical web designer with
a good working knowlege of internet softwares, to market and maintain
the concepts" for you, but that is creeping outside of the scope of
the original question, perhaps you would like to expand on this and
post this as a new question?
Though personally I feel the marketing would be better handled by a
marketing person rather than a web designer.

My feedback on your telco is that they will possibly not be the main
influential factor in approving your dialer. The telco is usually not
fussed how you use their number (after all it's revenue for them!).
The deciding organisation that you have to please is the regulatory
body for premium numbers in the country you are operating the service.

The dialer has to present certain mandatory information to the user
according to the strict regulations. e.g.
"WARNING: YOU MUST BE EIGHTEEN (18) YEARS OF AGE OR OLDER TO USE THIS
SERVICE. IF YOU ARE EIGHTEEN (18) YEARS OF AGE OR OLDER, CLICK ON THE
'I ACCEPT' BUTTON BELOW. BY CLICKING THE 'I ACCEPT' BUTTON, YOU ARE
ACKNOWLEDGING THAT YOU ARE 18 YEARS OF AGE OR OLDER
WARNING: By using this software, your modem will dial ..." etc

It is this 'click agreement' and usage which needs to be approved by
the regulatory body, the telco normally just needs to check if you
have satisfied this.

I hope that helps,
kind regards
lot-ga

Request for Answer Clarification by happy59-ga on 10 Oct 2002 03:44 PDT
Hi Lot
Am in touch with Robert and it would appear he may have to write a
special software product to achieve my objectives.His demo did not
suit.Also am currently talking to a telco on my concepts - they are 
considering the applications I have put to them.Will keep you advised.
Understand in relation to your obligations to google. I have other
connections into the US who will be able to help.
Keep laughing
Happy59

Clarification of Answer by lot-ga on 10 Oct 2002 05:19 PDT
Hello happy59-ga,

hmm so the programmer has to do some 'recompiling'...interesting! 
as you have obviously a unique use in mind :-)  but no need to tell
me, as my research is done in this area, just a passing comment.

I trust you will have a fruitful and good working relationship with
this programmer. It is actually quite rare for somebody to have
already untaken a dialer project. My research indicates he is very
reasonably priced and reactive. (most remote programmers use instant
messaging, so if you are using this as a medium of communication it
really speeds up the workflow).

A little story, a clever ex-hacker designed his own dialer in the
States and set up a company though he was not a majority share holder.
The company expanded into the UK with offices in London. The main
shareholders were steering the ship but he was a very heavy influence
as he had retained the source code. The company had not yet acquired
the intellectual rights for the dialer and had no 'tangible asset' .
He was the product, and if he left with his code, there would be no
company. Though I didn't quite understand why they didn't commission
another dialer for back up. (perhaps they couldn't find a programmer!)

anyway, good luck with the project.

kind regards
lot-ga
happy59-ga rated this answer:5 out of 5 stars
Great research Lot.You may have been instrumental in changing the way
we do business on the internet in the future.
Keep laughing
Happy59

Comments  
Subject: Re: Software enabling an internet user to tap into their own telephone a/c
From: rmilton-ga on 21 Sep 2002 20:19 PDT
 
I don't know of specific software, but bad pornography sites are known
to use such software so it must exist.
Subject: Re: Software enabling an internet user to tap into their own telephone a/c
From: happy59-ga on 22 Sep 2002 16:39 PDT
 
Hi Rmilton
Thanks for the comment. The software porno sites use is different to my concept.
Happy59

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