I to shelter about $400,000 this year from taxes. My husband and I
work together and we?re over 50.  Isn?t there some type of annunity or
some tax free product where you can put away $200,000 or more a year
and it?s considered tax free?  Do you know someone that handles that
type of investment?

It was specifically created for high income earners who were older who
could then be allowed to put more money away in their retirement
funds.