I just found out that someone had used my personal information to open
an account in Telephone Service. The account was opened in April 12,
2003. I did not noticed the debt that went to collection agency until
I checked my credit history this year, 2006. I tried contacting the
collection agency and explained my situation. But they seems cannot
help me with the fraudelent activity since they want thier money. The
account was created in 2003 by thieft and have the address in New
York. Since I live in FLorida, there is no way that I could know this.
This is not the first time it had happened to me. This is the second
time and my main suspect is my roommate since he made an unauthorized
phone call from my landline by dialing 1010-321 that cost over 500USD.
Thus, I did not know about this also because it happend that we have
moved out to different address and I find out when the collection
agency start calling my parents house. What should I do to get this
scam bag roommate?

Hi donisbac,

So sorry to hear of your troubles. There are a lot of things you can
do, starting here:

What Should I Do If I've Become A Victim Of Identity Theft?
http://www.usdoj.gov/criminal/fraud/idtheft.html#What%20Should%20I%20Do%20If%20I've%20Become%20A%20Victim%20Of
Link to all three Credit Reporting Bureaus are here.

Identity Theft: What to Do if It Happens to You
http://www.privacyrights.org/fs/fs17a.htm
..."14. Phone service. Identity thieves often establish fraudulent
cell phone accounts, with monthly bills going unpaid. The imposter
might also have opened local and long distance telephone accounts. If
the imposter has obtained phone account(s) in your name, contact the
phone company for information on how to report the situation. The
steps that you take to clear your name with both the phone company and
credit bureaus are much the same as with credit card accounts
described above in steps one and three. In California, SBC-Pacific
Bell's fraud hotline is (877) 202-4558.

If your calling card has been stolen or there are fraudulent charges,
cancel it and open a new account. For your own phone accounts, add a
password that must be used any time your local, cell phone, and long
distance accounts are changed..."


Identity Theft Resources
http://www.privacyrights.org/identity.htm


I'd be particularly concerned about your SSN:

Identity Theft And Your Social Security Number
http://www.ssa.gov/pubs/10064.html


Document how you discovered this fraud, and the actions you are
taking, and send it to the people billing you for the charges, and to
ALL THREE Credit reporting bureaus. There's a link to all three above.

Also, call your local police department's non-emergency line and
report this, and get a case number. That will be helpful to make the
billings stop. Send a copy of this along with your letter to everyone
that you talk to about this.

Good luck.

If I can clarify anything for you, please ask for a clarification.


~~Cynthia


Search terms used at Google:
"Identity Theft" 
"Identity Theft" "phone service"