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Subject:
About bouncing my checks
Category: Business and Money Asked by: heaven4u2004-ga List Price: $3.00 |
Posted:
30 Mar 2006 21:46 PST
Expires: 29 Apr 2006 22:46 PDT Question ID: 713858 |
What could happen to me if I write a check with my own bank account for a little over 6 thousand dollars, thinking I was going to come into the money but didnt. Can I go to Jail? it's my own account,theres not just any money in there right now. " Sign I'm Worried " |
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Subject:
Re: About bouncing my checks
Answered By: cynthia-ga on 31 Mar 2006 03:01 PST |
Hi heaven4u2004, I found a web site that details civil and criminal penalties for bad checks for all 50 states. National Check Fraud Center - Bad Check Laws by States http://www.ckfraud.org/penalties.html To find out what ALL the penalties are, be sure to check your state in both places, Civil penalties are on the top, scroll down to see the Criminal penalties. Hope this helps! ~~Cynthia Search strategy used at Google: States "Bad Check" Felony |
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Subject:
Re: About bouncing my checks
From: daniel2d-ga on 30 Mar 2006 22:19 PST |
It is called fraud. A real crime. I would immediately get a loan and make good those checks. |
Subject:
Re: About bouncing my checks
From: ansel001-ga on 31 Mar 2006 01:18 PST |
You can avoid a lot of trouble by not writing any checks before you have the money in your account. As they say, "Don't count your chickens before they're hatched." |
Subject:
Re: About bouncing my checks
From: myoarin-ga on 31 Mar 2006 02:21 PST |
The story about expecting money to arrive won't be any excuse. It is almost standard in discussions about check bouncing. Furthermore, in the States, since such funds would also be in the form of a check, if you weren't already in possession of that check, you must anticipate that your checks would be presented before a check was received by you and deposited and cleared. |
Subject:
Re: About bouncing my checks
From: stressedmum-ga on 31 Mar 2006 03:44 PST |
Hi there heaven4u2004 Don't do it! It simply isn't worth the risk. Your bank will come down on you like a ton of bricks and make life hell4U! |
Subject:
Re: About bouncing my checks
From: iaal-ga on 14 Apr 2006 18:07 PDT |
Immediately contact the business or person to whom you wrote the bad check and explain what happened. Also contact your bank and pay the approxiately $20 it will cost to stop the check (have the date, number, and payee name). Make alternative payment arrangements with the payee -- set up an installment plan or get a loan from a bank. It may be difficult, but not nearly as difficult as allowing things to take their course by bouncing the check. Another bad alternative: you can set up overdraft protection using any credit card tied to your bank account. The big problem with this is that the interest rates are very high, they start immidiately upon the transfer, and there is often a huge fee in addition to the interest rates. |
Subject:
Re: About bouncing my checks
From: myoarin-ga on 15 Apr 2006 04:21 PDT |
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