<Dog Breed Statistics.
The American Kennel Club has detailed statistics for the numbers of
each breed registered for the years 2003, 2004 and 2005.
2005 and 2004 figures
2004 and 2003 figures
This report gives the rankings for 2002. It also looks at which dog
breed was most popular in the past.
Cocker Spaniels 1940- 51.
Cocker Spaniels 1984 ?90
Labrador Retrievers 1991 to today.
1995 figures for the top 10 are available here (see Table 2.2)
The top nine remained the same as 2003. Number 10 in 2003 was Border
Terrier and in 1995 was Yorkshire Terrier. Source: AKC.
Mintel (2004) also gives the top 5 breeds whether pedigree or not.
German Shepherd dog
Analysis of breed discrimination.
The problem of breed discrimination affecting homeowners? insurance
first came to light in 2003. During 2003 and 2004 the media exposed
breed discrimination. At this time numerous insurance companies were
denying coverage to homeowners based on the breed of dog owned.
This report gives details of highly publicised Pit Bull attacks are
given and studies into dog bite fatalities.
The insurance industry has defended its position in part on a series
of studies from the Centers for Disease Control ("CDC"), which the
industry claims as support for the proposition that certain breeds
have a propensity to bite. However even the authors of the CDC
studies have stated that breed discrimination is wrong and is not
supported by scientific evidence.
The industry has also pointed to the large amount of money that has
been paid out in recent years for dog bite claims. The Insurance
Information Institute ("III"), a trade group of the insurance
industry, stated that in 2002, $345.5 million was paid out in dog bite
liability claims, up *15 from $250 million in 1995. The group argues
that dog bite lawsuits are on the rise and juries are awarding larger
claims. [FN77] They claim, therefore, the need to curtail their risk.
The industry's cost statistics are misleading, however. The III
states, "[d]og bites now account for almost one quarter of all
homeowner's insurance liability claims costing $345.5 million." Some
perspective is in order. For every $100 in premiums, insurers spend
$77 paying claims. Of that $77, the overwhelming majority ($72, or
93.5%) is spent on paying property damage claims. Liability claims
only amount to $5, or 6.5%, of total claims. Even then, dog bites
only constitute a percentage of that figure. Put into perspective, the
money paid out in dog bite claims is negligible when compared to the
overall amount of money paid out for other types of claims. Damage due
to lightning, fire, and mold all individually account for more claims
payouts than all liability claims combined.
In October 2003 Nationwide will now insure all dog owners and will
exclude dog bites from coverage. State Farm's national representatives
have repeatedly stated that the company does not practice breed
discrimination. However the author of the report says that he was
denied coverage due to the breed of dog owned.
A number of states are considering legislation that will stop breed
discrimination. A New Hampshire bill would prohibit non-renewal or
cancellation of a policy "based solely on the insured owning a certain
breed of dog."
Source: The Case Against Dog Breed Discrimination by Homeowners?
Insurance Companies. Larry Cunningham.
The Humane Society of Atchison, Kansas, reports that the numbers of
rottweilers relinquished because of insurance coverage has jumped 40%
within the past year.
The HSUS is collecting information about dog breed discrimination.
Breeds of dogs involved in fatal human attacks in the United States
between 1979 and 1998.
This study looks at the breeds of dogs involved in fatal human attacks.
Study: Dog breed discrimination by insurance companies is unjustified.
FIREPAW, Inc., a national research and education foundation
focusing on animal welfare recently conducted a study on the
controversial issue of discrimination in
homeowner?s policies by insurance companies based on the breed of dog
homeowners have. The study
was funded by The Toby Fund and sought to answer the question ?Does it
make economic and financial
sense for insurance companies to deny coverage or greatly elevate
premiums based on dog breed?? The
results indicate that even high-risk breeds present only a very minor
risk to insurance companies and the
practice of large premium changes or outright cancellation of
insurance coverage over such a relatively
minor risk is unreasonable.
Dog bites are a minor cost relative to many other homeowners insurance hazards.
? Even pit bulls, the most maligned breed, do not have a risk high
enough to justify a premium increase of more
? The research most commonly cited by insurance companies to justify
breed discrimination is inappropriate to be
used for this purpose as indicated by the authors themselves.
? Applicable research studies show that "high risk" breeds have only 2
to 5 times the bite risk. When combined
with insurance financial data, this implies these breeds only have a
risk of 6 cents per dollar in premiums.
? Dog bites liability costs have increased less rapidly than insurance premiums.
? Insurance companies typically fail to address other equally
important bite risks such as spaying/neutering of dogs
or address some risks inappropriately (chaining).
According to this article some states are considering barring ?breed
Source: 11 dogs that could raise your insurance costs. By Kay Bell. Bankrate.com.
Will Americans be limited to Golden Retrievers in the near future?
It would appear that the current trend is for small dogs. Since 2000
four of the top ten most popular breeds have been small dogs. Breeds
showing the most significant rise since 1994 include the French
Bulldog (increase of 252%), Brussels Griffon (234%), Chinese Crested
(134%) and the Papillon (122%).
<"dog registration statistics">
<"humane society" dog breed insurance>
<"most popular breeds" "dog breeds" 2000>
<Hope this helps.>