![]() |
|
![]() | ||
|
Subject:
Good Credit
Category: Business and Money > Finance Asked by: zorba139-ga List Price: $5.00 |
Posted:
16 May 2006 05:22 PDT
Expires: 18 May 2006 10:27 PDT Question ID: 729298 |
I am not an American citizen and a year ago while visiting the US as a tourist I wanted to open a bank account in the US and receive a credit card. I was told that since I am not american and I don't have a Social Security Number this can be done at Bank of America.And so I opened there a check account and a savings account (as security for the Credit Card) and received a Visa Check Card and a Visa Secured Credit Card (with a limit of the $ sum I deposited in the savings acc.) During this year I pay well before time all the payments due for the Credit Card. As I understand - since I am non US and without a SSN (I live in another country) my good record is not reported by the bank/visa to the Credit Bureaus and so I don't gain any credibility and good 'credit points'. My question - Is that so and is there any way I can gain good 'credit' history on the record in case I 'need' it in the future? THANKS! |
![]() | ||
|
There is no answer at this time. |
![]() | ||
|
Subject:
Re: Good Credit
From: nelson-ga on 16 May 2006 16:46 PDT |
I'm sure banks are hesitant to extend credit to somewone who can skip the country very easily without paying. |
Subject:
Re: Good Credit
From: zorba139-ga on 17 May 2006 01:51 PDT |
Well nelson - That may be true but is not the situation in this case since I pay all payments on time and intend do do so all the time and all I want is that this will be counted in my favour if any day in the future I decide to live in the US. Say in 5 years I live in the US - I will have to start building a credit from scratch if this good behaviour so to speek is not counted. Therfore I'm askung if there is a way that it will be counted. |
If you feel that you have found inappropriate content, please let us know by emailing us at answers-support@google.com with the question ID listed above. Thank you. |
Search Google Answers for |
Google Home - Answers FAQ - Terms of Service - Privacy Policy |