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Q: Remove IRS tax lien from credit reports ( Answered,   0 Comments )
Subject: Remove IRS tax lien from credit reports
Category: Business and Money > Accounting
Asked by: rustytoo-ga
List Price: $50.00
Posted: 11 Jul 2006 20:30 PDT
Expires: 10 Aug 2006 20:30 PDT
Question ID: 745479
How do I remove my IRS tax lien from credit reports?  My lien has just
passed the 10 year statute of limitations and has been released by
statute, but I understand from the IRS recorded message at the lien
help desk that I must notify the credit reporting services.  Must I do
it?  How do I do it? Where do I do it?  Will there be a resistance or
stigma or notation on my record?  How long to purge this?  (This is
the single negative on my 2006 credit reports.)
Subject: Re: Remove IRS tax lien from credit reports
Answered By: keystroke-ga on 11 Jul 2006 23:19 PDT
Hi rustytoo,

It's possible that the IRS informed the bureaus for you, but since
they told you to do it yourself, you should make an effort to contact
each of the bureaus in order to ensure that the lien is removed.  You
could take as long as you want to do this-- if the credit bureaus
haven't removed the item, you have the right to dispute an incorrect
item at any time. However, it is best to do this as soon as possible
to make sure your reports are correct in case you need them at some
point, for a loan or a mortgage.

There should not be any kind of notation in the credit report, unless
the lien is unpaid, in which case it will not be removed. It only
stays on the credit reports for seven years if it has been paid.

First, you should write letters or call each of the credit reporting
agencies and request that the lien be removed from your records.  Sign
and date the letter, and include your full name, address, date of
birth, and social security number. If you have a copy of your report,
include it for their reference.  Send it by certified mail, return
receipt requested, to ensure that they receive it.  It's important
that this lien gets off your record.

Alternatively, you could call each agency, but this could be a
time-consuming process filled with long waits on hold. It is a
possibility, however.

You'll have to send a letter to all three bureaus.

Here are their addresses:

P.O. Box 105873
Atlanta, GA. 30348
(800) 685-1111 or (770) 612-3200
For Georgia, Vermont or Massachusetts (800) 548-4548
For Maryland, (800) 233-7654
Web site address:

P.O. Box 2104
Allen, Texas 75013-2104
(888) 397-3742
Web site address:

Trans Union Corporation
Consumer Disclosure Center
P.O. Box 390
Springfield, PA. 19064-0390
(800) 916-8800
Web site address:

Then, you should obtain a copy of your credit report. You can do this
for free once a year from here:

If any of your credit reports from the three agencies still show the
lien, you can call them to dispute it or dispute the item online.

Experian Dispute Page

Trans Union Dispute Page

Equifax Dispute Page

Overall, you should be free and clear of the lien on your reports
relatively easily.


Search terms:
remove tax lien credit reports

If you need any additional help or clarification, let me know and I'd
be glad to assist!

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