I am looking to get sources of credit friendly institutions or venture
capitol types that understand people get back on track after a
bankruptcy and personal crisis.  The bankruptcy was a result of a
life/death struggle which health issues - final solution came
from natural health solutions.

File BK in 2002.  Current annual income over $100,000 as a Process
Control Engineer.  Also, a Natural Health Food Store and Consulting
Business.

Have a $260,000 home mortgage at 9%.  Monthly Payments of $2176
Owe ~$8,000 on 02 Toyota RAV4 at 12%  Monthly Payments of $576
Purchase Health Business for $50,000 in March'05 - balance of $35,000

Looking to lower/consolidate the above due to wife passing in 12/05
due to auto accident.  Extremely important that I lower my overall
costs.

Advice: dont waste $50 when you can Google search all info you need..

And theres tons and tons, free. 

This same 50 bucks could cut your finance charges on an over due bill