I'm not sure if this question would be for an attorney, an insurance
specialist, or somebody who works in law enforcement. It would
involve laws within the state of Pennsylvania. The scenario is this:
let's say that an automobile is in my name, and the insurance is also
in my name. If somebody else, say a relative, drives the car and
causes an accident, will the person who owns the car and the insurance
(me) be responsible at all for the accident (i.e. be sued, be charged
with something), or does the responsibility rest solely on the person
who was operating the vehicle? Just for the record, let's say that
the insurance amount that is on the car is the state minimum liability
insurance. I also want to add that the person who was allowed to drive
the car has a suspended license. Please advise. Thank you. |