I need info about loan and debt consolidation (student loans and other debt)
what is loan consolidation and debt consolidation?
how does consolidation work, what are the different options for consolidating?
what are the advantages and disadvantages of consolidating debt and loans?
what are the best tools and calculators for showing results of consolidating?

So, I want a list of the most useful sites and articles that will give
me this info in an informative, unbiased, comprehensive but easy to
understand way.

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Clarification of Question by adriaontheball-ga on 20 Sep 2006 13:35 PDT

I have already done some initial research in gathering sites, but have
not really looked through them to find out which ones are the most
usefull, easy to understand, and unbiased.  You can look at what I
have already found by going to del.icio.us/adriamooney and  look for
my tags on loan consolidation and debt consolidation

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Clarification of Question by adriaontheball-ga on 20 Sep 2006 14:06 PDT

so far I have found a lot of websites, but no independent articles
written in magazines or journals