I am a real estate agent who serves clients who are in foreclosure.  I
have heard that there are lists of home-owners who are 90 days overdue
on their loans.

What I would like is information on how to buy these lists from their
primary source.  That is, I want the information straight from the
mortgage company, or from a credit agency.

I am only interested in borrowers who have homes in Minneapolis, Minnesota.

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Request for Question Clarification by pafalafa-ga on 23 Oct 2006 14:55 PDT

byron1966-ga,

Is it safe to assume that you already have access to locally-filed
Notices of Default and lis pendens documents that are the first steps
in pre-foreclosure?

From the sound of your question, you're looking for an even earlier
heads up from credit agencies?  Is that correct?


pafalafa-ga

I interpreted your question the same way pafalafa-ga did. If that's
the case, then I'm not aware of any mortgage companies (or third party
providers) that compile or publish lists of people who are behind on
their mortgages, but where a NOD has not yet been published.

I'd suggest you use some of the same methods real estate investors do.
And for that, your best bet is to find a local real estate investment
club in Minneapolis. Here's a link to a couple of Minnesota clubs:
Contact them and see if there's something in Minneapolis:
http://www.creonline.com/real-estate-clubs/mn.html  Also, visit some
of the investor websites. Try www.creonline.com.