Safeware.com is a legit site and one of your best bets. I double
checked the site and there's a New York Times article that suggests it
from 2002 (http://tech2.nytimes.com/mem/technology/techreview.html?res=9F0DE7DF1339F937A25750C0A9649C8B63)
so it's been around for years.
Also has Safeware.com listed as an alternative to AppleCare on a Mac forum.
They're also part of the Better Business Bureau Online reliability
program and have been since 03/12/1999.
Your other best option out there is an addition to your
Homeowners/Renter's insurance. For example, my significant other and I
both have add-ons to our policies that cover up to $5000.00 worth of
additional computer/electronic equipment and it costs me a whole $128
a year including my regular Renter's Ins. It covers theft/MY damage,
I checked Safeware.com and it seems for $2500.00 coverage on a 2 month
old laptop in my state would cost me $150.00 a year for just the
laptop. So I think getting Renter's Ins. with an add-on may be the
cheaper way to go. However, Safeware.com does not seem to charge a
deductible to fix your electronics, so that may be an option you want
Contact your Ins. Agent for more details on Renter?s/Homeowner?s
Insurance and Electronics riders. Make sure the policy covers YOUR
damage. Have them explain it thoroughly. A lot of times YOUR damage is
not covered under a Renter's policy. I had to do some shopping before
I found a decent policy thru an Ins. Agent that covered my clumsiness.
http://www.wisegeek.com/what-is-laptop-insurance.htm (What Is Laptop Insurance?)
This article essentially says the same thing I just did, but in more detail.
Last but not least, I did check with a couple Mac ?Zealot? friends
about aftermarket insurance for them. I asked them all "Know of
anywhere that offers aftermarket accidental damage protection for
All 5 of 5 said, ?Safeware.com is the best bet. They're good.? in some
form or another?
I?ll take a real life recommendation any day.
I think that says a lot.
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If this answer requires further explanation, please request
clarification before rating it, and I'll be happy to look into this