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Q: Who makes Credit Cards? ( Answered,   0 Comments )
Question  
Subject: Who makes Credit Cards?
Category: Miscellaneous
Asked by: jared0326-ga
List Price: $100.00
Posted: 16 Nov 2006 15:04 PST
Expires: 16 Dec 2006 15:04 PST
Question ID: 783402
I've got some credit card inventions that I'm looking into and I am
hoping you might be able to help me complete some of my market
research.
 
My query begins with that there are thousands of banks who issue credit cards.
Those credit cards will carry the brand of companies like MasterCard,
Visa, American Express, etc.
All of those cards have to somewhere be made, packaged with the
appropriate letterhead, and then mailed to the end consumer.
 
Who makes the credit cards? Is it the banks? Is it the credit card
companies? Is there some sub-contracted rectangle plastic puncher who
makes all the credit cards of the world?
 
Once the credit cards are made, how do they get packaged? Do the cards
get sent back to the company who placed the order or are they sent
directly to the end consumer from the manufacturer?
 
I need to know the answers to all of these questions along with the
names of the companies so that I can get clear on who is the best
company for me to be licensing my invention to. Who in the world of
credit is actually driving the market? You know what I mean?
Answer  
Subject: Re: Who makes Credit Cards?
Answered By: bobbie7-ga on 17 Nov 2006 12:05 PST
 
Hello jared0326,


Major players in the credit card manufacturing market

Leading card manufacturers provide personalization, fulfillment and
distribution services.

Card personalization occurs at the end of the manufacturing process
when information, specific to each cardholder, is loaded onto the
card.


=====================
Oberthur Card Systems 
=====================

World leader and number one supplier of Visa and MasterCard payment cards.

?With sales above 600 million dollars in 2005, Oberthur Card Systems
is one of the world?s leading providers of card-based solutions,
software and applications including SIM and multi-application smart
cards as well as services ranging from consulting to personalization.?
http://www.oberthurcs.com/getpage.aspx?id=114

Oberthur Card Systems is a Key Player in the Payment Market

?20 years of working with more than 5,000 financial institutions
throughout all five continents has enabled Oberthur Card Systems to
develop a methodology specifically geared towards helping institutions
migrate to EMV and facilitating the launch of new value-added
services. Today, the Group is one of the leading suppliers of Visa and
MasterCard payment cards.?

?Personalizing 400 million payment cards annually from more than 20
personalization centres globally, Oberthur Card Systems is also the
world leader in this market and has unrivalled know-how, recognized by
the world's largest financial institutions.?

http://www.oberthurcs.com/getpage.aspx?id=1


#1 supplier of Visa cards 

#1 supplier of EMV (MasterCard/Europay, Visa) cards

Oberthur is the only global supplier to offer the full Visa product portfolio 

?Thanks to its global reach, Oberthur, which is also certified by the
Visa Manufacturing Network is able to meet Visa members' needs for
manufacturing and personalization services to be delivered locally.?

http://www.oberthurusa.com/pns-sc-prod-pmt-gal-solutions.asp

With 4 personalization bureaus in the U.S., Oberthur can provide
reduced mail times for your customers.
http://www.oberthurusa.com/pns-perso-obadvtg.asp


Personalization , Fulfillment Insertion Mailing and Bulk Distribution
http://www.oberthurusa.com/pns-perso-pns.asp

End to end card provider
http://www.oberthurusa.com/pns.asp

Member Profile: Oberthur Card Systems
http://www.smartcardalliance.org/newsletter/may_2005/mempro_0505.html



==============
CPI Card Group
==============

CPI Card Group has largest card production capacity in the United
States, second largest in the world

?From conventional plastic cards and  financial cards to
personalization and card designs Every year, CPI produces hundreds of
millions of cards for clients. CPI is is certified by Visa,
MasterCard, Discover, Diners Club and American Express for secure
financial card production. We are also certified by Proton and fully
certified to embed, pre-personalize chip cards for VISA and
MasterCard.?
http://www.cpicardgroup.com/company_profile.htm


?Our services include card designs, ink-jet printing, thermal
graphics, personalization, affixing, fulfillment and distribution.?
http://www.cpicardgroup.com/


Financial Cards
http://www.cpicardgroup.com/pdf/CPIFinancialCards.pdf


?CPI Card Group, a world leader in plastic card manufacturing for over
20 years, offers a single source for plastic cards from foil cards and
holograms, to translucent and smart cards with services that includes
card design, manufacturing, personalization, fulfillment and mailing.
CPI?s two ISO 9001:2000 certified sites include CPI Card Group ?
Nevada, Inc. in North Las Vegas and CPI Card Group - Colorado, Inc in
Littleton. The Nevada facility produces high-quality, general-purpose,
magnetic stripe and smart cards for many applications, such as retail,
gift, access, membership, healthcare, phone, frequent use, ID, gaming,
ATM, oil, library and insurance, plus custom promotional items. CPI
Card Group - Colorado, Inc. specializes in distinctive financial
cards, and has Visa, MasterCard, American Express and Discover
certification.?
http://www.cpicardgroup.com/news_072302.htm

http://www.cpicardgroup.com/pdf/AboutCPICardGroup.pdf 



=======
Gemplus 
=======

Fully certified by MasterCardŽ and Visa and has been chosen by major
card issuers in Americas, Europe and Asia Pacific.

Gemplus now offers a one-stop option, with card manufacturing,
personalization services, packaging and shipment, either to the card
issuer or directly to the end-user.
http://www.gemplus.com/pss/financial_services/

Gemplus personalization services

?Card personalization is a sensitive, complex process that requires
knowledge and expertise to ensure success: every card needs to be
customized individually and securely on a mass production line. The
card personalization process involves data management synchronization,
electrical and graphical personalization, card carrier, packaging, and
dispatching.?

?Gemplus Packaging Services offers financial institutions
forward-thinking solutions that contribute to the concept of the card
as a real marketing tool. From card design to delivery to customer..,?
http://www.gemplus.com/pss/banking/offer/personalization_services.html



========
Personix
========

Personix is a leading supplier of debit, ATM, and credit cards to
financial institutions nationwide.
http://www.personix.com/

Personix is one of the nations leading providers of card
personalization and fulfillment services to a variety of industries
including financial services, health care, telecommunications and
retail
Start-to-finish solutions.  Save time?we will manage your project from
card manufacturing and personalization, to mail stream.
Mailing.  Personix brings a wealth of knowledge to the mailing process
including address hygiene solutions, inserting automation and
commingling mail.
http://www.personix.com/index.cfm?section_id=360253f7-b0d0-f905-8947-f40637a0e926



=====
Trueb
=====
 
Manufacturing, personalization and dispatch service
http://www.trueb.ch/en/products/debit/herstellproz.php



=================
American Banknote 
=================

?Our United States operation can arrange for the design, manufacture,
personalization, and distribution of virtually any plastic card.?
http://www.americanbanknote.com/products%20and%20services.htm



*********************************************


The International Card Manufacturers Association (ICMA) 

ICMA serves the global plastic card industry manufactures an estimated
six billion plastic cards annually. ICMA members are based in more
than 30 countries and they conduct business in nearly every country in
the world. http://www.icma.com/about/what_is.htm


ICMA offers a directory of Card Manufacturers here:
http://www.icma.com/members/listnlinks.htm
 
Able Card Corporation, USA 
http://www.ablecard.com

Allsafe Technologies, Inc., USA 
http://www.allsafe.com  

Altech Card Solutions, South Africa 
http.//www.acs.altech.co.za  

American Bank Note Company, USA 
http://www.abncompany.com  

Aristos Philis SA, Greece 
http://www.philis.com/ 

Arthur Blank & Co., Inc., USA 
http://www.arthurblank.com/ 

Austria Card GmbH, Austria 
http://www.austriacard.at/ 

Banner Plasticard, Inc., Philippines 
http://www.bannercard.com 

BBF Printing Solutions, USA 
http://www.bbfprinting.com/pcs 

Be'eri Printers, Israel 
http://www.beeriprint.co.il/ 

Bristol ID Technologies, USA 
http://www.bristolid.com/ 

Bundesdruckerei GmbH, Germany 
http://www.bundesdruckerei.de/

Canadian Card Systems, Canada 
http://www.cancard.com/

Carvajal S.A. (FESA S.A.), Columbia 
http://www.carvajal.com.co/

Challenge Card Design Plastikkarten, Germany 
http://www.challengecard.de/

CompoSecure L.L.C., USA 
http://www.composecure.com/

CPI Card Group, USA 
http://www.cpicardgroup.com/

Creative Dataproducts, USA 
http://www.creativedataproducts.com/

Cupola Plastic Cards Limited , United Arab Emirates 
http://www.cupolagroup.com/cpcl

Custom Card Services, UK 
http://www.ccsi.co.uk/

Digicard GmbH, Austria 
http://www.digicard.co.at/

Digimarc ID Systems, USA 
http://www.digimarc.com/

dz card (International) Ltd., Thailand 
dz card (International) Ltd., Malaysia 
dz card (International) Ltd., Philippines 
dz card (International) Ltd., India 
http://www.dzcard.com/

Emirates National Plastic Industries (Future Card), United Arab Emirates 
http://www.futurecard.ae/

Fabrica Nacional De Moneda Y Timbre, Spain 
http://www.fnmt.es/smart_card

Gemalto, France 
Gemalto, USA 
Gemalto. UK, UK 
Gemalto - Setec, Finland 
http://www.gemplus.com/

Gemalto-Zhuhai Plant, China 
http://www.goldpac.com/

Giesecke & Devrient GmbH, Germany 
http://www.gdm.de/

Giesecke & Devrient, Canada 
Giesecke & Devrient, USA 
http://www.gdai.com/

GrafoCard, Serbia & Monenegro 
http://www.grafocard.co.yu/

GyD Iberica, S.A., Spain 
http://www.gi-de.com/

HID Corporation, USA 
http://www.hidcorp.com/

Huangshi G&D Wanda Security Card, Ltd, China 
http://www.hwgd.com/

ID Data Systems Ltd., UK 
http://www.id-data.co.uk/

Imprensa Nacional Casa Da Moeda E.P., Portugal 
http://www.incm.pt/

Inform Processing Services, Greece 
http://www.informps.gr/

Inplastor AB, Sweden 
http://www.icma.com/members/www.xponcard.dk

Innovative Plastic Printing, USA 
http://www.innov8cards.com/

Interlock AG, Switzerland 
http://www.interlock.ch/

Itani Printing and Trading, Lebanon 
http://www.ipt.com.lb/

JET, USA 
http://www.jetlitho.com/

KBC Corporation, Korea 
http://www.kbc-card.com/

Keystone Manufacturing (Plastics) Ltd., Canada 
http://www.keystoneplastics.com/

LaserCard Corporation , USA 
http://www.lasercard.com/

Leigh Mardon, Australia 
http://www.leighmardon.com.au/

Magnetic Ticket & Label Corp., USA 
http://www.mtlcard.com/

M-Tech Innovations, India 
http://www.m-techindia.com/

Metaca, Canada 
http://www.metaca.com/

MK Smartcard Joint Venture Company, Vietnam 
http://www.mk.com.vn/

NOVO GmbH, Germany 
http://www.novobonn.de/

Novacard Informations Systems, Germany 
http://www.novacard.de/

Oberthur Card Systems, USA 
http://www.oberthurusa.com/

Pentagon Graphics, Canada 
http://www.pentagongraphics.com/

Perfect Plastic Printing Corp., USA 
http://www.perfectplastic.com/

Perm Printing Factory of Goznak, Russia 
http://www.goznak.ru/

Permalith Plastics, USA 
http://www.permalith.com/

Personix - Nashville, USA 
http://www.personix.com/

Pikappa S.P.A , Italy 
http://www.pikappa.com/

Placard Pty. Ltd., Australia 
http://www.placard.com.au/

Plastag Corporation, USA 
http://www.plastag.com/

Plastic Card Enterprise Ltd., Ukraine 
http://www.plasticcard.kiev.ua/

Plasticard-Locktech International, USA 
http://www.plicards.com/

Plastic Graphic Co., USA 
http://www.plasticgraphic.com/
PRINC D.O.O., Croatia 
http://www.princ-card.com/

Prism Holdings Pty Ltd., South Africa 
http://www.prism.co.za/

Publicenter Spa, Italy 
http://www.publicenter.it/

Rosan Finance, Russia 
http://www.rosan.ru/

S.A.E.T.I.C., Spain 
http://www.saetic.es/

Sagem-Orga, Germany 
http://www.sagem-orga.com/

Sagem Orga do Brazil S/A, Brazil 
http://www.sagem-orga.com.br/

Sandia Imaging, USA 
http://www.sandiaimaging.com/

Sokymat, Switzerland 
http://www.sokymat.com/

SPEKL Ltd., Ukraine 
http://www.spekl.ua/

SSI Technologies, USA 
http://www.ssitechcards.com/

Taiwan Name Plate Co., Ltd., Taiwan 
http://www.tnp.com.tw/

Teraco, Inc., USA 
http://www.teraco.com/

Tianjin Global Magnetic Card Co., Ltd., China 
http://www.gmcc.com.cn/


Trüb Switzerland, Switzerland 
http://www.trueb.com/

Versatile Card Technology, Inc., USA 
http://www.versacard.com/

http://www.icma.com/members/listnlinks.htm


A printed Directory of these member companies is available. The
Directory includes complete contact information, as well as
descriptions of each company's products/services. The Directory is
available to anyone at a member company at no charge. Non-members can
purchase it for $500. Contact Jwitte@icma.com to obtain a copy.
http://www.icma.com/members/listnlinks.htm


Personalization Companies

These companies personalize manufactured cards

?	CARDSource, USA 
?	Card Personalization Solutions, USA 
?	Communication Corporation of America, USA 
?	Canadian Bank Note Company, Canada 
?	Card Fulfillment Services, CFS, USA 
?	Digital Vision Resources Group, USA 
?	EFT Source, USA 
?	Global Card Services, USA 
?	InTech Direct, Inc., USA 
?	Ontime Companies, USA 
?	Personix, USA 
?	Pittsburgh Embossing Services, Inc., USA 
?	Stralfors Card Solutions, Sweden 
?	Yoonison B.V., Netherlands 

Links to these companies are available ehre:
http://www.icma.com/members/listnlinks.htm


Additional information

Contactless Smartcard Life Cycle 
Figure 2 : (page 14)
?This figure introduces the roles rather than the actors or companies.
A single company may play several of the roles described (e.g. the
smartcard manufacturer may design the operating system and do the
personalisation).?
Download here:
http://www.eurosmart.com/Update/Download/February04/SINCE_survey.pdf


Search terms:
Credit card manufacturers


I hope the information provided is helpful!


Best regards,
Bobbie7
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