Worldwide Travel Insurance for backpackers with a laptop
Category: Sports and Recreation > Travel
Asked by: whatsyourbeef-ga
List Price: $35.00
28 Nov 2006 12:54 PST
Expires: 06 Dec 2006 06:03 PST
Question ID: 786281
Starting in January I will be travelling round the world. I will start in Kuala Lumpur, then onto Australia and New Zealand where I will spend maybe 6 months to 1 year, then I will head back to the UK via a load of other countries (maybe either through South East Asia or through South America, Central America, North America and Canada. I will be partly working as I travel, particularly in Australia and New Zealand, so I will be taking a laptop with digital editing software with me to work. The laptop price is around £1900 (UK), the software authorisation key with it is worth around £900 (UK) and if it is lost or damaged the authorisations have to be purchased again. My question is, when I am considering travel insurance, am I better off getting seperate insurance from a company that will insure the laptop and software/hardware, then I could buy travel insurance that doesn't need to cover this valuable equipment. Or is it a better bet to get travel insurance where the personal belongings account for this, and I list them as items? To help you with this, I should let you know that the travel insurance I need to purchase must cover me for all the major extreme sports (skiing, snowboarding, surfing, bungee jumping, helicopter rides, sky diving, etc). Perhaps you could suggest some insurance companies companies for the recommended opntions, and what sort of policy I would need for that. Thanks for your help!
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Re: Worldwide Travel Insurance for backpackers with a laptop
From: ephraim-ga on 28 Nov 2006 20:48 PST
For whatever it's worth, since I have no idea how to answer the insurance question: (1) I can't even imagine backpacking (meaning either staying in budget/youth hostels or even actual outdoor backpacking) with an attached laptop. When doing any kind of backpacking, you can never pack too lightly, and you shouldn't take anything that you're not willing to lose. Australia and NZ probably have some internet cafes with very high powered systems. Are you sure you can't take what you need on a USB key or a smaller attachable hard drive? (The ability to find "good" computers does not necessarily hold true in SE Asia and other places.) (2) I have no idea what kind of software you're referring to, but any software company that charges around US$1700 for a product and won't offer at least one free replacement (even for a crashed hard drive!) is a company I wouldn't want to deal with. Are you sure you can't negotiate with them? Or find another product from a nicer company?
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